Welcome to The Girl Next Door. I'm Kelsey. And I'm Erica. In every episode, we bring our different

perspectives to candid conversations that feel like chatting with good friends. We started this show

years ago when we were next door neighbors and still haven't run out of things to talk and laugh about

yet. Today we're talking about family money management.

We'll talk about how we co-manage finances with our spouses, including what systems we use

and how we navigate money disagreements. Plus, we'll talk about how we're teaching our kids

about money. For Friends of the Show on Patreon, we'll both be sharing a financial conversation

or decision with our spouse that made a really big impact in our lives. Okay, let's kick this off.

Managing personal finances is such a personal topic. It's kind of hard to know where to begin.

So why don't we each just give an overview of how we manage our money

with our husbands, such as how involved we are or the roles that we play, how we budget,

how often we talk about money, just give me an overview picture. Okay. Yeah, this has changed

over time for us for sure. But right now we have a joint checking account, a few different kinds of joint savings

and, you know, retirement savings and all of that.

And then a joint credit card where we are putting everything on daily for travel miles and then,

you know, paying it off every month.

And I have total access to all that, but he, we go with our strengths and then, you know, paying it off every month. And I have total access to all that,

but he, we go with our strengths and he is the one who kind of manages, you know, paying the bills

every month, kind of just stays on. He really enjoys actually like seeing, you know, hey, I'm going

to get this bonus. I was thinking this or this because, you know, he likes figuring all that out. So

I'm not completely hands off, but I definitely, he's the captain when it comes to the management

of the money.

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