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The Ramsey Show

"Fair" Is Where the Tilt-a-Whirl & Cotton Candy Are (Hour 3)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 2 August 2023

⏱️ 38 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "How should I use my tax return?" "How do I set up my inheritance well?" "Should I use all my savings to pay off my student loans?" Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans, "Should we pay off our house before investing?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:27.0

Live from the headquarters of Ramsey Solutions, broadcasting from the pods, moving and storage studios.

0:34.0

It's the Ramsey Show where we help people build wealth, do work, that they love, and create actual amazing relationships.

0:44.0

J. Washall Ramsey Personality is my co-host today.

0:48.0

Thank you for joining us America. We're so glad you're here. Open phones, a triple-eight, eight, two, five, five, two, two, five.

0:55.0

Liz is in Boston. Hi, Liz. Welcome to the Ramsey Show.

0:59.0

Hi, thank you so much for taking my call.

1:02.0

Sure, what's up?

1:04.0

Yeah, so I'm calling with sort of, it's two questions that kind of go into one.

1:11.0

So I'm getting $4,000 back on our tax return, and I'm going to pay off a credit card with that.

1:19.0

And I have another credit card that I do need to pay off, but I also have a small business.

1:25.0

And I was wondering what your thoughts are on putting that money toward as an investment into my small business.

1:34.0

I have a food blog, so I was thinking of doing a website audit to see if I could increase my website traffic, you know, to make my money off of ads and things like that.

1:46.0

And to go along with that question, I am a state-owned mom, and I guess I'm just wondering if I'm just wondering if I'm doing the right thing, being a state-owned mom.

1:59.0

I left my job as a physical therapy assistant three years ago, and I have two children under the age of two.

2:07.0

And I work 10 hours a week, actually from my website host, and then make food blog on the side, and I just wasn't sure if I'm doing the right thing.

2:17.0

Okay, what do you make on the 10 hours a week?

2:20.0

35 an hour.

2:21.0

Okay, so $3.50, okay, and then what are you making on the food blog?

2:26.0

Not a lot. It comes out to some months, it'll be about $400, because I do food photography for that on the side, and then some months it's, you know, close to like 50.

2:41.0

Okay, no, you do not put $4,000 into that.

2:45.0

Okay.

...

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