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The Jesse Mecham Show

Face Reality, Get Good with Money

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 7 May 2026

⏱️ 4 minutes

🧾️ Download transcript

Summary

Reality can be a scary thing. When we're bad with money (and most of us start that way), money feels, well... we'd rather just not look. Maybe if we don't look, that thing we're worrying about -- not having enough for looming bills, going into debt -- well maybe it will just go away. But we don't have to live in fear. Getting good with money means that you can face reality, and not only face it but embrace it. Make decisions with clear vision, and understand exactly what you're money is doing for you, where you want to go, and most importantly, how you're going to get there.

 

How do you get good with money? YNAB is a great place to start! Sign up for a free 34-day trial of YNAB at ynab.com/jesse

 

 

Watch The Jesse Mecham Show on YouTube:

https://www.youtube.com/@jessemechamshow

 

Got a question for Jesse? Send him an email:

askjesse@ynab.com

 

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Transcript

Click on a timestamp to play from that location

0:00.0

Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, and I'm here each week to obsess about you getting good at money. And I want to do a little compare

0:24.7

contrast. I want to talk about the difference between being good or bad at money and how that

0:31.0

might manifest itself in very surprising ways. Today I want to talk about reality and philosophically, I don't want to talk about it at all. I want to talk about reality and philosophically I don't want to

0:40.8

talk about it at all. I want to talk about it in the in the sense that reality when

0:44.7

you're bad at money versus reality when you're good at money are entirely

0:48.9

different things. When you are bad at money, facing reality, getting your grips on reality knowing reality the idea scares you

0:59.3

and i think a lot of us can relate to the idea if we just don't look then maybe reality is different

1:06.6

than we know in our deepest you know know, parts of our heart really is.

1:13.0

And that's what being bad at money feels like as it relates to your circumstances.

1:20.0

And you're just like, I just, I know it's bad.

1:23.2

So I'll just not look.

1:27.1

And the less I know, I know it's bad,

1:29.0

but the less I know detail wise,

1:32.0

maybe the better it will feel.

1:34.4

So reality, when you're bad at money,

1:36.6

reality scares you.

1:39.6

When you are good at money,

1:41.9

reality informs you.

1:49.9

Reality either way is what it is. And of course, you can change things going forward, but the present moment, you cannot change. You are there in the moment.

1:54.3

And reality is what it is in that present moment. Being good at money and saying that reality

2:00.0

informs you means that you take what is and you drive

2:05.0

information from that and from there you can say what do i want to do how do i want to shape things

...

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