F*ck This Pathological Liar | Financial Audit

Financial Audit

Caleb Hammer

Self-improvement, Education, Business, Investing

4.3 • 892 Ratings

🗓️ 21 May 2025

⏱️ 91 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶I bring the boyfriend into the post show and the drama get juiiccyyyyyy- Watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 Build credit fast and get your first month FREE at https://getkikoff.com/caleb today. Thanks to Kikoff for sponsoring us! Go to https://meetfabric.com/CALEB and apply today, risk-free Try InVideo AI for free - https://invideo.io/i/CalebHammer. You can use my code 'CALEBHAMMER50' to get twice the number of video generation credits in your first month. ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/ 2. *The best budgeting program online: https://calebhammer.com/budget 3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 3. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 9. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You're a liar. I'm not a liar. You're the numbers of the numbers. I need you to listen to me.
0:23.4	I don't care.
0:24.0	That's the one thing. earlier. Check us out on YouTube. You're a liar. I'm not a liar. You did the numbers of the numbers.
0:22.1	I need you to listen to me. I don't care. That's the one thing. I am not a fucking liar. I am not a fucking liar. What the fuck are you talking about? You don't know what the fuck you're talking about. Either a fucking moron or a liar, and we've discovered it was a liar. Download my budgeting app today and take control of your money once and for all.
0:40.3	And for a limited time only, and we've discovered it was a liar. Download my budgeting app today and take control of your money once and for all.
0:40.3	And for a limited time only, sign up for the annual version of premium and get my cookbook and notebook signed and mailed directly to you.
0:46.9	Link in the description and pin comment below.
0:50.3	Hey, my name's Pandora. I'm 27 years old and I live in Orange County, California, and you're watching Financial Audit.
0:58.5	That's such a pleasant intro. What a pleasant intro for what is probably knowing this show going to be a non-pleasant conversation.
1:05.1	So thank you for the slight bit of joy that I get to feel. Well, let's get into the pain.
1:10.9	What do you do for a living?
1:13.0	I recently just got two jobs, and I work in the beauty industry as a social media
1:18.8	marketing manager as well as a digital marketing manager.
1:22.1	So two?
1:23.1	Yes.
1:24.1	And these are separate?
1:25.1	Yes.
1:26.1	Different companies?
1:27.1	Yes. Technically three, because one's like equity-based, but... Is it for the same company or different companies? All three are different companies. Well, what's the other? What's the equity-based one? Cosmetics. They're all cosmetics. It's the job. One is a... No, the equity one. Yeah, that's what I'm saying. I don't, I'm not paid. I'm paid in equity. What's the job? I'm a social media manager. Okay, so two social media managers and one brand manager. Is that what I heard? Yes. My official, okay, let me give you my official titles because it's a little confusing. And the joy is immediately gone.
2:02.6	One is a social media manager and influencer manager.
2:06.5	Cool. Let's start with that one. How many hours a week?
2:08.9	30 minimum, but I go up to like 60.
	...

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