you brought up like I've heard the phrase but I don't know what I think it has to do with like

like the free loader problem I think moral hazard is when you go to consume a particular

good or service but there's no cost associated with the consumption so there's a you just

you would consume it infinitely because why not if I were to say like hey you have access to

free massages you might get like 20 massages a day there's a I think that's considered

the concept of moral hazard and it leads to things like the free writer problem.

If I'm incorrect about that,

edit that.

The free writer problem is solved,

generally speaking.

No,

not generally speaking, always.

It's solved by forcing somebody to incur a cost for their behavior.

And I think that we have tricked ourselves socially into thinking that some behaviors can be done with no cost.

And one of the things that I would argue is I will appeal lightly to evolution and I'll say that it's probably pretty important that people, their self-image is made up a lot of how people

around them view them.

Now, obviously, I'm sure you probably have to spend a lot of time fighting that. I have to spend a lot of time fighting that when you're in media or when you're trying to move forward and like business or whatever. There's going to be some people that gravitate more towards that, find a nicer word for sociopathic, but these people that aren't as influenced by the thoughts and views of people around them. And that's probably a good thing. Okay, I like that. I appreciate myself. I don't know if society functions if everybody's

like me, right? If everybody's like, I don't actually give a fuck what any of these people think.

Fuck you. And it's like, okay, well, my tribe is dying. Okay. Because sometimes it's nice to have a bunch of people are like, we have to do this thing. Right. We just go like, I'm an asshole if I don't do this particular thing, you know? It wouldn't work with everybody who was like had my type of mind, right? There's a certain type of thing that's good. And that type of thing is there's like a social pressure that moves people in a certain direction by setting the maximum boundaries of permissible behavior. And in evolution evolutionary biology, I think we refer to this concept as you've ever heard of tit for tat.

Yeah. In a tit for tat system, tat is not evil. It's essential. You have to make sure that

there are corrective mechanisms for tit behavior. That if somebody does a wrong, there has to be a

tat to correct the behavior and to discourage the behavior. And this is something that has

...