Welcome to the Jill on Money Show. It's Monday, August 25th, and we are here trying to help you understand what options are available to you in your financial life. Of course, your financial life is really connected to your overall life. And we know that so many of life's big decisions have some impact on your finances.

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So yes, the newsletter, which comes out on Fridays, but we've got another podcast called

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all there for you at jillonmoney.com. Okay, right now, we are talking to Heather from Colorado.

Hello, Heather. How are you? I'm great. How are you, Jill? Doing great. How can we help you out today?

Well, my husband and I both have pension options for when

we retire, and we'd like to retire in about a year and a half. But my husband has some new pension

options, and I don't know what to pick. Okay. Are you, like, where do you work? Are you like

teachers, government workers, private industry? What are the, what do we got?

I work as a teacher and my husband works for local government. Okay. So in your situation,

let's do, let's do one at a time. So you're going to retire in a year and a half. How old are you,

Heather? I'm 48. You're so young.

What? Teaching is exhausting and I love the kids, but I need to be done're so young. What? Teaching is exhausting.

And I love the kids, but I need to be done, I think.

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