Welcome to the Jill on Money Show. It's Sunday, April 14th, and we are here talking about

whatever is going on in your life. And, you know, often when we have big decisions to make in our

lives, our money comes up. And sometimes we can focus too much on our money and not enough on

the life part.

So whatever's going on, we would love to help you out.

Both Mark and I are certified financial planners.

And we just love talking through these scenarios with you. So go to JillonMoney.com, click the contact us button, write us a note, and do let us know if you'd like to join us live. It's really

such a great experience and you can change your name. Don't worry. No one is going to recognize

you. While you're on the website, don't forget to check out my book. It's out in paperback.

It's called The Great Money Reset inspired by all of you. Okay, today we are talking to Steve,

who's on the line from New York City.

I am deeply considering and have been considering, not retiring, but turning on my pension.

That's how I like to refer to it. Okay. So I have a municipal pension.

The pension would be approximately about $100,000 a year.

And so when selecting which option to take, you know, we have these death benefit options

that you can take.

So if you pass, then you're leaving, obviously, the pension survives you,

which is a survivor benefit. And I would leave it with my wife. And so there were these different

options, you know, but they're expensive, right? There's nothing free. So one of the options I was

considering was the option where if and when I die and my wife survives me,

she would get 50% of the pension.

For the rest of her life.

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