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Here's your money briefing for Friday, December 20th. I'm J.R. Whalen for The Wall Street Journal.

About half of Americans have made out a will, but for some, their beneficiaries might not be entitled to receive their assets because their instructions aren't in writing.

Just like pretty much everything in life has gone digital, if you're tied to your phone, people

assume that they can do a selfie video or they can write out a text and that would automatically

count as a will. But estate law remains rooted to ink on paper.

We'll talk to Wall Street Journal, Personal finance reporter Ashlaah Eblink.

After the break.

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Thank you. 24. See if your company qualifies at oracle.com slash Wall Street. Some family members are finding out that wills aren't legally binding if they're recorded on video or audio.

Wall Street Journal, Personal Finance reporter Ashlaia Ebling joins me.

Ashleya, what happens if someone dies and they don't have a will?

Actually, only about half of Americans have wills.

And the big mistake they're making is maybe they don't understand that state law,

in that case, determines who gets your assets.

...