It's time to get your checking account to zero with free checking from PenFed.

That's zero ATM fees, zero balance requirements, and zero time spent waiting for your paycheck to direct deposit.

Because you can receive it up to two days early.

Open your account with just $25 and see how big zero can be.

Apply online today at penfed.org slash free checking.

Early direct deposit eligibility may vary between pay periods and timing of payers funding.

To receive any advertised product you must become a member of PenFed.

Ensured by NCUA.

It's one of those days where your to-do's are all over the place.

On the list, a teeth cleaning at six a.m.

Returning the Nutsville fake cow hide rug at nine.

Grabbing custom party hats for Jane's half-birthday at lunch.

Scooping up a vintage stereo from marketplace in Bethesda.

At first a show up with cash PM.

And picking up Cousin Rick at Dolos at three a.m.

This is to have Steve Wright with all the tons of money.

Zip if.

Odd errands at odd hours.

With Zip Car you can book cars near you in DC anytime you want, with gas included.

Which makes days like this.

Well, just another day.

Join and drive in minutes at zipcar.com.

...