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What is the crack?

You are the crack.

Welcome to episode nine of audio crack, almost at double digits.

We'll get there. Our guest today is Matt Allen of Invest Matt Allen on Twitter, head of content at Grit Capital.

And you may have seen him on Yahoo Finance and Bloomberg.

Matt, like many 25-year-olds in the industry, we don't have much savings right now.

And, you know, we're sort of realizing that we've been in the workforce for about a couple years out of college or more than that out of high school.

And I don't know what to do with my money.

And the smartest idea I have is just to buy Bitcoin because that's what everyone seems

to be saying.

I set up a Roth IRA in hoping that that's, you know, the best place to put it.

But like a lot of guys in my position, a lot of girls too, you know, we're sort of,

what should we be doing with our money?

Well, first of all, thank you so much for happening, Billy.

Been a long time fan of years, followed you for a long time on Barcelona.

But second of all is the open up a Roth IRA is by far the best first step in retirement for the long term outlook.

For one, I'm a big Bitcoin guy.

I'm a Bitcoin believer.

But you can't go wrong with for your long term investments is going with the S&P 500.

For example, whenever Warren Buffett dies, he's putting

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