Welcome back to another episode of Startups for the Rest of Us. I'm your host, Rob Walling, and today I welcome Nick Majuli, the author of a new book called The Wealth Ladder, that just came out today, actually. And if you decide you want to pick up a copy of that book, it's of course on Amazon.com. We will link to that in the show notes. But Nick is the C.O at Rittholtz Wealth Management, and he's been blogging of dollars and data since 2017, so almost nine years. He's an expert in data-driven personal

finance, and he's given a lot of thought to the levels of wealth that people achieve. And we're going to dive into the wealth ladder

during this call and how level one is being paycheck to paycheck. Level two is having grocery

freedom. It's a net worth of $10,000 to $100,000. And on a really interesting conversation. Nick

has given a ton of thought to this topic, and he backs it up with personal

experience, but also with data, and, you know, he's followed and read the studies around

money, happiness, and all these topics. During our conversation, Nick and I talk about ways

to invest and move up the wealth ladder. And if you're an accredited investor and you're

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And with that, let's dive into my conversation with Nick.

Thank you. if you're interested. And with that, let's dive into my conversation with Nick.

Nick, my Julie, welcome to the show. Thank you for having me on, Rob. Yeah, it's great to have you here.

You are the author of two books, one from 2022 called Just Keep Buying. But the reason you're on the show today is this episode goes live on July 22nd, which is the day that the wealth

ladder will be available in Amazon and I'm guessing in all the places that you can buy books. So

decided to have you on. Yeah, I'm excited for the book launch. All right. So I'm curious, you know, you've written so much. So you blog at of dollars and data.com. You've been a very prolific blogger for the past eight years, nine years, eight years, it looks like. It'll be nine at the end of this year. So that's correct, eight and a half, let's say. Congrats. A lot of people, you know, so I used to, a lot of people used to be a blogger. I blogged from 2005 until like 2011, 12-ish, and then I've moved to podcasting and YouTube and all that. But you are like, this is a lost art. Is it working for you? Like blogging continues to be how you express yourself. Yeah, I love it. I just love writing. I think it's more

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