Whether you rent or own, Geico makes it easy to bundle home and car insurance.

Having a home is hard work. So get a quote at Geico.com. Easy.

And before we get started, I got a quick question for you. Would you put Christmas on a credit card?

One of the big challenges that American families are dealing with every single year.

I read a study a couple of years back that said the average family, it's been six or seven months

trying to pay off the credit card debt they racked up over Christmas holiday.

But what if there was a better way to get out of debt faster and with cheaper monthly payments?

Here's something to think about. The money you borrow on your credit cards is the most expensive

money you've borrowed yet. We're talking to interest rates 1921-28% you would never consider

getting an interest rate like that on your house or car. Why is it okay on your credit cards?

It's not. It's silly. You're throwing away your own money. There is a faster, cheaper,

better way to get out of debt. It's saved with Conrad.com. Now as a reminder, the interest you pay

on your mortgage, well that's tax deductible. But the interest you're paying to be the faster

card or discoverer of American Express, dude you're just throwing all that away.

Keep more of your own money and get out of debt right now. It's saved with Conrad.com.

Yes, you're going to get a better rate. Yes, you're going to get a greater tax reduction.

And most importantly, yes, you're going to get a cheaper monthly payment. We're routinely helping

our podcast listeners say 5, 6, 7, even 800 bucks a month. And now is the time to do this.

We've got better rates than we've ever had before. But I don't know how long this will last.

It could all end tomorrow. Don't get stuck making minimum payments. Go ahead and hit the reset

button and oh by the way, get the best interest rate on the mortgage you've ever had. You see,

once you've obligated yourself for your existing mortgage in the credit card debt, it's up to you

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