Well, maybe you're ready to get off the hamster wheel.

You know, the Federal Reserve data is showing that the share of accounts making only minimum

payments has now climbed above 11% as of the first quarter of this year.

That's the highest level since they started recording and tracking this data back in 2012.

But at the same time, a recent survey from Experian found that two and five Americans are carrying

credit card debt and believe that making the minimum payment is enough to manage it.

But like millions of Americans, are you two struggling with high interest rate credit card

debt?

You feel stuck just making those minimum monthly payments?

But you've heard me say time and time again. Your home is still worth more than likely what you paid for it.

So instead of carrying all that high interest rate debt month to month, why not use the equity in your home instead?

Just take a look at Andy, my buddy up in Appleton, Wisconsin.

He had some medical issues that forced him and his family

to take on a lot of credit card debt. We hooked him up at saved with Conrad.com. We helped

him take advantage of the equity, had this home. He paid off that debt, and he's going to save

more than $1,000 a month. How much can you save? Let my team run the numbers for you today

for free, just like we did for Andy.

There's no cost and no obligation, and if we can't help you save some cash, we won't waste your time.

It costs nothing to look, as our pal J.R says.

And when you work with the team at Save Withconrad.com, you can also expect our year three guarantee.

Experts agree that interest rates are set to fall within the next few years,

but we have an exclusive three-year guarantee that allows you to refinance in the next three

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