Episode 391 - Chris Hamilton

Cleared Hot

Society & Culture

4.9 • 11K Ratings

🗓️ 16 June 2025

⏱️ 111 minutes

🔗️ Recording | iTunes | RSS

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Summary

Chris Hamilton is a finance expert with 15 years of experience, on a mission to expose how the healthcare system is stealing from the middle class. Chris uncovered a harsh reality: insurance brokers and companies have zero incentive to lower your costs. Brokers even make commissions on rising premiums, sometimes earning bonuses for keeping prices high.

The Affordable Care Act, rather than boosting competition, turned healthcare into big business. What was once a market of 12-13 insurance companies has now consolidated to just 4 major players, dominating the industry. With fewer choices and rising costs, the average family is paying $24k in premiums annually, plus another $5-6k out of pocket—all while the healthcare giants profit.

That money, which should be building the American dream—going toward college savings, a home, or retirement—is being swallowed by a broken healthcare system. For the middle class, these rising costs are an invisible thief, robbing families of financial security.

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Transcript

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1:05.5	conditions apply. Well, hello there and welcome back. A question for the audience. How many of you, I'm going to
1:14.3	assume that most of you have heard of the term big pharma. You've heard of the term health care.
1:21.9	You've heard of the term insurance, right? These are almost, if you were a phrase that in a question,
1:26.3	that would be rhetorical for sure.
1:28.8	How many of you actually understand what goes on behind the scenes?
1:32.5	Where are the money is trading hands?
1:36.8	Now, for myself, I'm a fan of documentaries that talk about things like this, exposing healthcare, not for the great things that
1:45.6	it does, for the fucked up things that it does. And it does both for clarity. Big Pharma, immense help
1:51.6	and has changed probably the landscape of humanity going forward, not always altruistic
1:58.8	motivations behind.
2:01.2	I don't know if people have come to this realization yet,
2:04.0	but money is a huge motivator in that industry.
2:08.6	Health insurance specifically,
	...

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