Episode 361: How Teachers Can Reach Financial Independence & Build Wealth With Rose Mendonca
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 14 February 2024
⏱️ 56 minutes
🧾️ Download transcript
Summary
Rose Mendonca, educator and financial enthusiast joins the Journey to Launch podcast to talk about her mission: helping all educators create wealth and the retirement of their dreams.
Rose is a serial entrepreneur and founded Teacher Talks Money when she realized educators need more guidance, support, and literacy surrounding their finances and retirement options.
Our conversation delves into topics such as Rose's decision to pay off her mortgage, the importance of optimizing earning potential early in a teaching career, how teachers can create wealth and more!
In this episode you'll learn about:
- Why you need to consider the "golden handcuffs" of pension and time if you're considering moving districts as a teacher
- Retirement options for teachers and the differences between a 403b and a 457
- Ways teachers can leverage their in-classroom skills to earn more money
- How teachers can invest with a limited income, strategically picking your school district, the power of investigating other interests + more!
Other Links Mentioned in episode:
- Adam Minsky: Student Loan Lawyer
- Travis Hornsby: student loan planner
- Episode 228- Everything You Need To Know About Student Loan Repayment W/ Travis Hornsby
- Get your copy of my book: "Your Journey To Financial Freedom"
- Leave Your Journey To Financial Freedom review!
- Get The Budget Bootcamp for FREE
- Check out my personal website here.
- Join The Weekly Newsletter List
- Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!
- YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.
- What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here!
Transcript
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| 0:00.0 | Teachers can achieve financial freedom. They can, they absolutely can. Our pensions are our |
| 0:07.5 | superpower. Our pensions are not going to carry us through. We definitely need investments in a 403B or Roth IRA or real estate. |
| 0:16.3 | We definitely need to have other things on the side. But having guaranteed income for your lifetime, there's nothing better than that. |
| 0:25.0 | T-minous 10 seconds. |
| 0:28.0 | Welcome to the Journey to Launch Podcast, |
| 0:30.4 | with your host, Janila Sufrons, as a money expert who walks her talk. |
| 0:35.0 | She helps brave journeys like you, |
| 0:37.0 | get out of debt, save, invest, and build real wealth. |
| 0:42.0 | Join her on the journey to launch to financial freedom in five, four, three, two, one. If you're |
| 0:55.0 | want the episode show notes for this episode go to Journey to Launch |
| 1:02.0 | or click the description of wherever you're listening to this episode. |
| 1:06.0 | In the show notes you'll get the transcribed version of the conversation, the links that we mentioned, and so much more. |
| 1:13.0 | Also, whether you are an OG journeyer or brand new to the podcast, |
| 1:17.0 | I've created a free jumpstart guide to help you on your financial freedom journey. |
| 1:22.0 | It includes the top episodes to listen to. to help you on your financial freedom journey. |
| 1:22.8 | It includes the top episodes to listen to, |
| 1:25.1 | stages to go through to reach financial freedom, |
| 1:27.5 | resources, and so much more. |
| 1:29.4 | You can go to Journeyto Launch.com slash Jump Start to get your guide right now. |
| 1:35.0 | Okay, let's hop into the episode. |
| 1:37.0 | Hey, hey, journiers. |
| 1:41.0 | I'm really excited to bring you this conversation I have on Rose Mendonza. |
... |
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