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Forever35

Episode 356: Anti-Budget Culture with Dana Miranda

Forever35

Doree Shafrir & Elise Hu

Health & Fitness, Arts, Fashion & Beauty, Leisure

4.8 • 5K Ratings

🗓️ 9 June 2025

⏱️ 54 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Doree and Elise chat about Doree’s birthday party hosted by Elise where friends were made, trivia was played, and the string lights shone bright! 


Then, in the second episode of Money Month, Doree and Elise speak with Dana Miranda, a Certified Educator in Personal Finance (CEPF), personal finance journalist, and author of You Don’t Need A Budget. They discuss why budget culture is a parallel to diet culture, how having financial education doesn’t automatically level the playing field, and all the tenets of budget culture we have to unlearn in order to begin intuitive spending. 



Chapters: 

*Time stamps are approximate and do not include ads

  • 0:00  Intro & chitchat
  • ~13:10 First ad break
  • ~13:45 Dana’s self care practice
  • ~16:00 Dana’s relationship with money
  • ~17:00 How Dana got into finance journalism
  • ~19:00 Why you don’t need a budget
  • ~22:00 The parallel to budget culture
  • ~24:00 What to do instead of budgeting
  • ~25:00 Second ad break
  • ~25:50 Breaking down the tenets of budget culture
  • ~29:00 Challenging the idea of intuitive spending
  • ~32:30 Money Maps
  • ~36:30 Intuitive Spending with impulse control
  • ~40:00 Why having more financial education doesn’t solve everything
  • ~42:15 What should we be teaching our kids about money
  • ~44:30 Listener questions
  • ~45:00 how to learn to relax about money
  • ~48:00 Practical tools to manage our money with grace
  • ~52:00 Intention Zone

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Transcript

Click on a timestamp to play from that location

0:00.0

Better Help Online Therapy bought this 30 second ad to remind you right now, wherever you are, to unclench your jaw.

0:10.0

Relax your shoulders.

0:13.0

Take a deep breath in and out.

0:18.0

Feels better, right?

0:21.8

That's 15 seconds of self-care.

0:24.8

Imagine what you could do with more.

0:27.3

Visit betterhelp.com forward slash random pod

0:30.4

for 10% off your first month of therapy.

0:33.7

No pressure.

0:34.9

Just help.

0:35.8

But for now, just relax.

0:52.1

Hello and welcome to Forever 35, a podcast about the things we do to take care of ourselves. I'm Dory

0:58.0

Shafrier. And I'm Elise Hugh, and we are two friends who like to talk a lot about serums. And this is

1:04.9

Money Month. This is our second episode of our themed month of money and personal finance related content. So today we have

1:14.5

Dana Miranda, the author of the book, You Don't Need a Budget, and we will introduce her in a few

1:21.1

minutes. Before we do that, we're just going to, we're going to catch up a little bit like we usually

1:26.8

do. And we have a lot to catch up a little bit like we usually do.

1:30.4

And we have a lot to catch up on because we just saw each other. Well, Kate had her book event.

1:33.0

So Dory and Kate actually just got together in person recently.

1:37.3

And then Dory, Kate, and I were all together for Dory's trivia birthday last weekend where you can hire a trivia

1:47.7

caller to your private party. It can be a baby shower. It can be a birthday party. It can be

1:53.4

anything. It turns out. It can be a wedding. You could have a trivia caller at your wedding.

...

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