Ladies and gentlemen, around the world, it's the meaning of T.K. Kirkland, you listen to the T.K. Kirkland podcast.

Ladies and gentlemen, listen. For the next few weeks, we are going to be going over insurance, all kinds of insurance.

To let you know, it doesn't really cost a lot to get started out. I wanted the best in the business. He's going to break it down to you from A to Z.

And we're going to do this for the next few weeks, so you will always have a recording, something to always go back to, just because you have a question in your head.

Just in case, when you get an agent, you can listen to us, ask your agent these type of questions so they can give you answers.

If the answer doesn't coincine, well, what we're talking about, you can say, hey, I've listed the T.K. Kirkland podcast, Mr. Richard Underdo, he said, X, Y, Z, that way you have knowledge of what you're talking about.

Let's roll, fam.

All right, thank you guys. So last week, we talked about term life insurance.

And we talked about what insurance is. Insurance is a tool. Insurance is a tool that can help us recover from accidents and unexpected life catastrophes.

Yes. Insurance is also a tool that can help us prepare for the moves that we will need to make going down the line, like buying a new car, getting your first rental apartment, putting your down payment on the home.

Yes, sir, we're going to talk about that today.

Okay, cool.

All right, so guys, there's five types of insurance that we need to learn about.

Last week, we learned about term life insurance.

This week, we're going to talk about whole life insurance and universal life insurance.

Okay.

We're going to talk about the purpose of it, the pros and cons of it, and who should be purchasing it?

Okay.

Last but not least, the last two of the five, for people that are a little bit higher income earners, we'll talk about, and this will be next week or a week after whenever you're ready.

We'll talk about comparable life insurance and indexed universal life.

But today, we're going to be focusing on whole life insurance and universal life insurance.

So people out there, if you're earning anywhere between 20,000 to $65,000 a year, if you're a single parent, if you're by yourself or if you have a family, these two products will be the best product for you.

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