Episode 204: Take or Leave the House? With Tami Wollensak
The Divorce Survival Guide Podcast
Kate Anthony
4.4 • 574 Ratings
🗓️ 16 February 2023
⏱️ 56 minutes
🧾️ Download transcript
Summary
Thinking about keeping the house in your divorce? This week, Tami Wollensak joins me to talk about the things you need to consider when deciding whether or not you should keep your marital home. We explore the importance of understanding your finances and what to keep (and manage) the home. We also discuss some of the hidden costs associated with keeping the home such as homeowners insurance, getting a home inspection, and more. Tami offers insightful advice that will help you come to a more informed and peaceful decision about your home.
Tami is a Certified Divorce Lending Professional (CDLP™) and Senior Mortgage Loan Originator. She takes a holistic approach to the process of evaluating mortgage options in the context of the overall financial objectives as they relate to divorcing situations prior to settlement for the best outcome for the divorcing homeowners.
Featured topics include:
- Even if you want to keep your house, you may not qualify for a mortgage loan (7:42)
- How a CDLP can help you negotiate to keep your marital home (16:18)
- Keeping the home might not be your best option (17:15)
- Understanding and evaluating the numbers can help you to move forward with a peaceful decision (22:19)
- You have to be the CFO of your divorce (24:13)
- Why your credit and obtaining your credit report is critical (33:24)
- Some of the things you may not have considered about keeping the home like ongoing maintenance, getting a home inspection, and homeowners' insurance (37:00)
Learn more about Tami Wollensak:
Tami Wollensak is a licensed mortgage loan originator and a 25+ year veteran of the industry, she has experience working in multiple roles and facets of the industry. She has discovered her true passion in helping divorcing individuals navigate their home equity solutions while going through the most challenging time of their life.
Tami has earned the certification as a Certified Divorce Lending Professional (CDLP™). This specialization provides her the ability to identify potential gaps in the agreement that cannot be met during the mortgage process. Tami works with her client's attorney, mediator, or financial advisor to help guide them through all the options available to ensure a successful outcome regarding the divorcing couple's real estate.
As a Mortgage Loan Originator, Tami's (NMLS #1963450) goal is to educate her clients, take the mystery and anxiety out of the mortgage process, and provide a sense of security and peace to each of them. Oak Leaf Community Mortgage is a division of Mutual Federal Bank, Equal Housing Lender, and FDIC insured.
Resources & Links:
Links and information may also be found at: https://kateanthony.com/podcast/take-or-leave-the-house-with-tami-wollensak/
Register to join Kate on the 2nd Tuesday of Every Month for a Live Q&A Session!
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Tami on Instagram
Book a Meeting with Tami
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DISCLAIMER: THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE. YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM
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Transcript
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| 0:00.0 | Welcome to the Divorce Survival Guide podcast, where we have open and honest conversations about co-parenting, separation, divorce, and the hardest question of all, should you stay or should you go. |
| 0:17.8 | I'm Kate Anthony, your divorce survival guide, and I'm here to help you navigate some of |
| 0:23.3 | the roughest waters you've ever swum in and answer some of your toughest questions. I've been to |
| 0:29.1 | hell and back, and now it's my mission in life to help you get to the other side of this process |
| 0:35.1 | with your sanity and your heart intact. |
| 0:47.1 | Hey, everybody. Welcome back. I am really excited to bring you this conversation today with Tammy Wallenzac about whether or not you should take or leave the house. |
| 1:00.0 | And she has some incredible tips, things that your lawyer's not going to tell you, and things that you need to know when you are trying to decide whether or not to keep the house, |
| 1:14.4 | stuff that I had no idea about that I learned in this conversation. |
| 1:18.4 | So super important. |
| 1:19.7 | Stay tuned for that. |
| 1:21.5 | I want to tell you about something really exciting that I'm doing. |
| 1:24.9 | Starting on, well, it started this week. |
| 1:29.0 | So, but next time, I am doing a monthly Q&A. |
| 1:35.3 | So it's a live monthly call with me. |
| 1:39.1 | It's on Zoom. |
| 1:41.3 | It's basically your opportunity to come together with me in community from wherever |
| 1:47.6 | you are to answer your questions. |
| 1:51.4 | And you can submit anonymous questions in advance. |
| 1:54.5 | So I'll be doing it the second Tuesday of each month. |
| 2:00.7 | And it'll be at 9.30 a.m. Pacific time. And it's just an hour. So I'll get to as many |
| 2:07.6 | questions as I can. But if you have questions and you want to just or you just want to get |
| 2:14.2 | together with a bunch of women doing the same, going through the same things. |
... |
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