Hi friends, welcome to another episode of that sounds fun. I'm your host Annie F. Downs.

Happy Martin Luther King Jr. Day. I'm so glad to be here with you today. The music

in the background is from our guest from last Thursday and our good buddy, Mr. Tornwells.

If you have not heard his interview, go back and listen. That guy is so smart and so

fun to have on the show. His new album is called Citizen of Heaven and it is available

this week. So make sure you grab a copy. Today on the show now listen, we got to, sometimes

we got to talk about the serious stuff. Sometimes we got to talk about our budgets. We got

to talk about our finances. And today one of my friends who is an absolute expert, Anthony

O'Neill is on the show. Anthony works at Ramsey Solutions. His most recent book is called

Death Free Degree about how to get your college degree, how to help your kids get their

college degrees without going into debt. It is an incredibly interesting interview. I love

sitting down with him. He is no question a new friend of the pod and I think you are going

to love him. So here's my conversation with Anthony O'Neill.

We seem to be cut from the same cloth in volume. Yes. Yeah. I am just naturally loud.

I am loud too. I mean all the time. Yeah. They tell me I am actually too loud sometimes.

What do you do with it? I still stay loud. I mean what can we do? That's the problem.

That's like someone tell me that my like my face is to my face. I can't do anything about

my face or my volume. No, I can't. That's my energy. You know, sometimes I bring it down.

But you know, when I go into very conservative atmospheres, I go from a 10 to maybe to about

like a seven. But from the majority of part, I'm a 10. Right. Actually, who I am. Can

I ask you some personal questions? Yeah, sure. You're 35, 35 Mary kids. No, Mary, not

married, not no kids. Do we get to set you up? Oh, man, listen. I don't know. I did not

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