Did you know choosing the train over your car can cut your carbon footprint by up to two thirds?

So, one family outing at a time, one little adventurer at a time, one trip to the museum, one dinner in the city, one nap on the way home at a time.

One train journey at a time can help create a greener future.

So when will you take your next trip? Find out more at nationalrail.co.uk slash greener.

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Hey man, got a quick question for you. What would you do with an extra $100,000? No, you don't have to go embarrass yourself on TV at a wrestling camp.

No, you don't have to win any challenges out in the desert. All you've got to do is go to save with conrad.com. You may not realize it, but there has been six figures of savings hiding in your own house.

No, it's not in your drawer. It's not in your attic. It's not in your basement. It's in your mortgage. You're overpaying your single biggest bill. And you may not even realize it.

Here's a quick test for me. Do me a favor. Take your monthly payment and multiply it by 360. That big scary number you're looking at.

That's what you're really paying for your house. That's what we call the total of payments. When you add up all 30 years of your existing mortgage, that big scary number is what you're actually paying.

And when you see that, you'll realize Houston, we have a problem. But don't worry. If you got a problem, yo, I'll solve it.

Check out savewithconrad.com. All Dave Silver revolves it. Okay, that was corny. But the point is I can get you out of that faster and do it with cheaper monthly payments.

If you're in a 30 year loan right now, it's not a matter of if we can save you money. It's a matter of how much I'm routinely helping people get interest rates in the twos and cut years.

You hear me? I said years of unnecessary house payments off of their loan. And here's my question. If you could keep paying roughly the same monthly payment, but pay your house off years faster, why wouldn't you do that?

Keep more of your own money and really think about what it takes to save $100,000. Now if you don't do this, you're going to work for that money, pay taxes on it, and then just give it away.

Why would you do that? Set yourself up for real financial piece for real financial freedom and get rid of your single biggest bill, your mortgage.

By the way, we're routinely helping our listeners get rid of all their credit card debt. And I'm talking about mean nasty, ugly credit card debt that's 18, 19, 20, 21% interest.

If you've made a minimum payment on your credit cards this year, you owe it to yourself to run the numbers right now at savewithconrad.com.

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