I think that the holidays feel like frozen noses. I love walking with the dog for long periods of time.

Hopefully it's snowing and you've got to wrap up warm. So I think a frozen nose is a sweaty armpit

because like you're wrapped up so warm but then you're climbing hamps and heath and you get to the top

and you're like, and then you can see the breath but then your nose is still freezing to top.

Joy and every sip with red cups now back at Starbucks.

Hey guys listen up. I know these days when you watch the news it feels like it's one hint after another

and it's all bad news for the economy. Well let me give you some good news. It's not all that bad when it comes to real estate.

Let me explain. You see a year ago man real estate was hot hot hot hot everybody and their brother was trying to go out and buy another house.

What did that mean? It was so competitive that a lot of folks got discouraged.

So let me ask you have you thought about buying a house in the last couple of years but maybe just couldn't win a bit.

I used to hear that all the time. Well now is the time to buy. Yes interest rates have creeped up a little bit

but what that's created is an opportunity for you. A year ago it wasn't uncommon for there to be more than a dozen offers on a home

many of which were over list that is not the case today. So if you got discouraged once before about trying to buy a new house

now is the time to take another look. Now yes interest rates have creeped up a little bit but you're not going to overpay for the home

but here's what you will do. You'll stop throwing your money away on rent and now you'll get a greater tax deduction.

That's right. You see at the end of the year you're going to get a statement from your mortgage company that shows how much interest you paid

and you get to write all of that interest off. That means you could get a huge tax deduction. You never get that as a winner.

Not only that, homes are still going up in value. Don't believe the hype. All of the economists believe long term realistic always works out.

Let me give you an example. Maybe way back when in the housing collapse of 2008 you bought in 2007 and maybe overpaid.

But if you hung in there that houses worth a whole heck of a lot more now. If you played in the stock market you know what I'm talking about.

You only lose money when you throw in the towel. Real estate long term always performs well. So here's my advice to you.

Date the rate, marry the house. Find the house that you and your family love. Long term because here's what's not long term. These higher rates.

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