Support for this show comes from Krakan.

Krypto is like the financial system, but different.

It doesn't care where you come from, what you look like, your credit score,

or your outrageous food delivery habits.

crypto is finance for everyone everywhere all the time.

Krakhan, see what crypto can be.

Don't invest unless you're prepared to lose all the money you invest.

This is a high-risk investment and you should not expect to be protected if something goes wrong.

Support for this episode comes from Zell.

You'd never fall for an online scam, right?

You use two-factor authentication, ignore calls from everyone named spam risk, and never used the password.

Password.

But, scammers are getting more sophisticated and more active,

which means they're finding millions of new victims every single year.

The good news is that there's a lot you can do to protect yourself on the wild, wild web.

For starters, Zell wants to remind you,

only send money to people you know and trust.

Zell is available to United States bank account holders only.

Terms and conditions apply.

Hey, we're about to get to our show but first I wanted to give you a quick word from our

sponsor Linda. Linda is a great way to learn just about anything. It's already February.

If you've made some New Year's resolutions to pick up some new skills, this is the time to

...