Hi, so

podcast hello everyone. Welcome to the I don't get a podcast. We are down a man today.

Naz has learned Gytus and Ashley is over here. Pretty much down. I'm pretty much down everyone. Okay,

so we have recruited Hunter to talk about Ashley's here, but she is, you know,

not feeling her best as she's been posting all over social media if you follow her anywhere.

So she will be contributing as much as she can, but we have Hunter here. He's gonna help us kind

of discuss certain, like, house buying, flipping, mortgages, all of like that really fun stuff.

This episode is called House Hunter. Very good. Very funny. So we have questions from you guys

for Hunter about owning a house and all the steps to doing that. So we're gonna kind of rattle them

off and have Hunter ask, I mean, answer some of these questions. So let me get these up.

I have one to start. Okay, so they think they say that like your mortgage slash rent should be

one fourth of your monthly income. Is this correct? I actually never heard that.

As far as your monthly, I mean, you know, that's obviously something your lender can tell you

whatever you're, you can afford. That's something that they'll definitely run down and break down

for you. Something that I always kind of kept in mind was, you know, always have at least 10 to

15% of your house's worth in liquidity. So, you know, if you want a million dollar house,

you should definitely have at least $100,000 in liquid asset or liquid in cash or whatever.

So if something happens, if water heater or roof, if you need repairs, you know, it's a very

comfortable, safe kind of war chest to have if anything happens. But as far as the one fourth,

I feel like I have heard that maybe. But I don't know, it just doesn't come up in what I've been doing,

I guess. Okay, so I feel like this is a common question. When can we expect buying a home to be

normal again without the outbid and lack of homes on the market in general? So as we all know,

...