EP03 Money Stories: Katie Is Living the Hawaiian Dream... On a Budget
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 14 January 2021
⏱️ 38 minutes
🧾️ Download transcript
Summary
Jesse interviews Katie about her journey after college to Hawaii, where she went through a tough breakup and financially tenuous times. She persevered through those hard times, discovered YNAB (actually re-discovered, having first encountered YNAB in college) and began to get her budget back on track in a notoriously expensive state. The hard work paid off; Katie met her husband and was able to have a dream wedding in Hawaii, and the couple now enjoy a rich life... paid in cash!
Katie is quick to point out that she hasn't always made the financially optimal choice, but she is intentional about everything she does. She and her husband decided to hold off paying down their student loans in order to finance their wedding, for example. Katie has set aside money to buy her husband a new computer, and they leave room in their budget for their favorite hobbies and pursuits -- for Katie, her side business coaching women in personal finance and helping them avoid traps like MLM schemes; for her husband, collecting and competing in the Magic the Gathering card game.
While this approach may result in paying down debt slower, and not maximizing savings, it's a sustainable approach for them. As Katie reminds us, personal finance is personal!
Are you ready to take the challenge? https://www.youneedabudget.com/34dayreset/
Transcript
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| 0:00.0 | Hey everybody before we dig into today's episode I want to tell you about a new challenge we're launching and you can join if you are wanting to do a big reset on your finances if you are wanting to get some traction go to Wyneab.com slash 34 day reset and join us on doing three things every single day for 34 days. |
| 0:18.0 | Number one you will track your spending every single penny. |
| 0:21.0 | Number two you will only buy essentials and |
| 0:23.0 | number three you will not eat out. You would do all three of those things |
| 0:26.6 | without exception every single day for 34 days and reset your money and your |
| 0:31.6 | mindset as it relates to your finances. |
| 0:33.7 | People that do this are saving more than $1,000 within 34 days. |
| 0:38.0 | If you're interested, join us, YNAB.com slash 34 day reset. Hello, Wine Evers. My name is Jesse Meekam, and today I'm bringing you another money story today. |
| 0:59.0 | I talk with Katie. We talk about moving to Hawaii and how you manage that on a budget. |
| 1:05.0 | We talk about realizing, you know, that moment when you're like, |
| 1:08.0 | I think I need a budget, |
| 1:10.0 | navigating a rough breakup and then finding the love of your life. |
| 1:15.0 | All through a budget. |
| 1:17.2 | We also talk about building decks for Magic The Gathering, among other things. |
| 1:22.2 | Katie is intense. |
| 1:22.8 | She's serious about her budget. |
| 1:24.2 | She also brings a lot of fun to it. |
| 1:25.6 | And you'll notice there's a thread along in there |
| 1:27.6 | where it's kind of like we're doing this, |
| 1:29.1 | we're hitting our goals, |
| 1:30.1 | and we're doing it at a pace that works for the both of us. |
| 1:34.0 | Anyway, I think you'll like my chat with Katie and her money story. |
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