Yes, welcome in to another edition of the Tim McKernan show on the Inside

STL Podcast Network. I am your host Timernan, we are broadcasting live on podcast from the Home Loan Expert.com

studios. On Mondays we release new interviews and on Thursdays we release questions from the audience.

Your questions can be about anything and damn near anything I will be

happy to answer so anytime you have a question it could be

listen it could be something going on with you personally professionally and I will give

you my perspective on it even though I really have absolutely no reason to do so

I'm happy to do so you just email me

T mr k er n a n at inside s t s t mrn at inside s t s tl that com and send your

questions in or post them on the TMA fan page on Facebook.

But if you're not on Facebook or if you want your question to remain private, then you can

email it.

And I'd say we're probably answering for every two we answer from the fan page we answer

one from email that's about the ratio for questions from the audience so with that all

said we will go to the questions for this week but first

let me tell you about Ryan Kelly he is our sponsor the Home Loan Expert.com

studios Ryan Kelly.

If you're in the market to buy a home or refinance,

make sure that you go to the Home Loan Expert.com.

And when you do, you will see two options right there for you

to click on the tab.

Would you like to refinance? Would you like to purchase?

...