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Monday, July 15th, 2019 by Douglas Wilson.

Dear John and Diane, thanks for your questions and I hope I might be in some position to help.

When it comes to help for married couples in dealing with their issues,

there are generally three areas where most of the action or conflict occurs.

Most marriage counseling is going to revolve around three general trouble spots.

Those trouble spots being children, sex, and finances. In your case, it happens to be finances. Of course,

marriages can be troubled for other reasons, cocaine addiction, and outbursts of wrath to name

too, but it would be fair to say that the most common are children, discipline of, education of, etc.

Sex, frequency, quality, and difficulties in communicating about, and finances.

This one can go in all kinds of directions, you name it.

But there are two kinds of financial troubles in marriage.

The first would be when a couple has the same kind of financial trouble that they each had

when they were unmarried. They were both undisciplined about money matters

before they got together, and now they are exactly the same way, only there

are two of them.

They have all the usual troubles, but it is not necessarily trouble between them.

They don't blame one another for it because these troubles are all

part of an inscrutable mystery called money. Why they always had too much month at the end of their

money was a mystery before they got together also.

What I would advise a couple like this to do is to become cage Dave Ramseyites for about

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