Ep 503 - Cut prescription costs, my 10 year portfolio insights & get an energy refund
The Money To The Masses Podcast
Damien Fahy
4.8 • 589 Ratings
🗓️ 11 May 2025
⏱️ 32 minutes
🧾️ Download transcript
Summary
On this week's show Damien explains how to cut the cost of prescriptions, particularly for those requiring multiple items or those receiving HRT. Damien then shares some key lessons from successfully managing his £50k investment portfolio over the last 10 years. Finally, Andy explains how the energy payment cycle works and why late spring/early summer is an opportune time to check your energy account for potential credit and request a refund from your supplier
Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show
(00:00) - Episode 503 of The Money to the Masses podcast
(05:18) - Prescription Charges and HRT Savings
(08:57) - Investment Insights from 10 Years of 80-20 Investor
(24:56) - The Energy Cycle and Managing Energy Accounts
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Transcript
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| 0:00.0 | Hello and welcome to episode 503 of the Money to the Masses podcast with your resident expert, |
| 0:04.9 | as always, Damien Faye and me, Andy Leaks. Damien, we are back. We had a break last week. We're |
| 0:09.7 | probably need to explain ourselves. Yeah, so I apologise for my voice as the giveaway. So last week, |
| 0:17.3 | I completely lost my voice and I think it's down to hay fever so um in recent months |
| 0:23.3 | interesting I don't know if I've actually said this on the podcast but long as short of it is that |
| 0:27.5 | I'm allergic to silver birch tree pollen and dust mite and funny enough cats which I never knew |
| 0:34.2 | given that I had a cat for so long, who anyone listened to the podcast |
| 0:38.1 | knows, used to sleep on my chest at night. And I've now noticed that I get quite bad throats in the, in the sort of early sort of summer, late spring. And that's what happened this time around. And my voice just kept getting croakier and croakier. And I was saying to Andy, I don't, I think I'm going to lose my voice |
| 0:54.4 | by the end of the week and then it just, it went. |
| 0:56.4 | I had a combination of Tottenham playing at just kept getting croakier and croakier. And I was saying to Andy, I don't, I think I'm going to lose my voice by the end of the week. |
| 0:55.1 | And then it just, it went. I had a combination of Tottenham playing at home. I went to the semi-final. I think that then just finished me off. So by the time we got to Friday, I could barely speak. So apologies for the lack of podcast. So today on the show, I'm going to be croaky, but going to try and get through it as best I can and as quickly as I can before my voice runs out. |
| 1:19.0 | Okay, with that in mind, let's preserve your voice then, Damien. |
| 1:21.5 | Let's move straight on to what we've got coming up on this week's show. |
| 1:24.9 | So usual three pieces, I'll be doing two of them. |
| 1:27.3 | Andy, you'll be covering the third. So usual three pieces. I'll be doing two of them. Andy, |
| 1:27.7 | you'll be covering the third. So the first piece is in relation to prescription charges. |
| 1:32.3 | It's something that's quite personal to me, given that I spend a fortune on them for my crones. |
| 1:38.2 | But we are also looking at something I think not many people know about in relation to ways |
| 1:43.0 | of reducing your prescription charges, |
| 1:45.2 | but for people who have HRT, so hormone replacement therapy, there's a way of massively reducing |
| 1:52.5 | the cost of the drugs that you need to take. So we'll be covering that on the podcast. I'm also going |
| 1:57.7 | to be doing an investment piece. So anybody who's been a member of 80-20 |
... |
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