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SYSTEMIZE YOUR LIFE | Overwhelmed, Organized, Routines, Schedules, Time Management, Time Blocking, Business Systems, Online B

EP 489 // Make Your Kids Pay Bills: My Complete Money Training System for Kids

SYSTEMIZE YOUR LIFE | Overwhelmed, Organized, Routines, Schedules, Time Management, Time Blocking, Business Systems, Online B

Chelsi Jo

Kids & Family, Parenting, Entrepreneurship, Business, Kids & Family:parenting

4.7 • 654 Ratings

🗓️ 16 May 2025

⏱️ 28 minutes

🧾️ Download transcript

Summary

What if your kids didn’t just earn money—but actually learned how to budget, save, tithe, and pay their own bills? In this episode, I’m walking you through the 3-part system we use in our home to teach real financial responsibility—starting as early as age five. From our original 3-cup method to a monthly “kid bill” system (and even transitioning to teen bank accounts!), this is the exact framework we’ve used to raise money-smart kids—without making it overwhelming or boring. If you're ready to ditch the allowance model and raise kids who actually understand money—you’ll love this episode. xoxo,Chelsi Jo...   Get my full home management system for routines, time blocking, keeping up with house work and more! Systemize Your Life → chelsijo.co/sylJuggling home AND business? Join my 12 month group coaching program to consistently grow your business without sacrificing your family.  Apply now Systemize to Scale → chelsijo.co/systemizetoscale

Transcript

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0:00.0

What if your kids didn't just earn money, but actually learned how to budget, save, tithe, give, pay their own bills? Yeah, I said it, pay their own bills. In this episode, I'm walking you through the three-part system we use in our home to teach real financial responsibility without stress, shame, or spreadsheets. We've done this with our kids

0:23.6

from about the age five and now with a teenager all the way through and plan to grow and extend

0:30.6

this. And I'm explaining all of it. So whether you're just starting or ready to scale it up,

0:36.1

this episode is going to give you a very

0:38.1

simple yet powerful framework to build your own family money system. Let's jump into today's

0:44.7

episode. Welcome to Systemize Your Life. This is your go-to podcast for work-from-home moms who are desperate to reclaim control,

0:56.9

find order, and escape the never-ending cycle of overwhelm. Hi, I'm your host, Chelsea Joe. I've dedicated

1:04.4

this show to modern women just like you, who are eager to give their very best to their home,

1:10.6

family, and work, all without losing

1:12.8

themselves in the process. Get ready to discover the systems you need to craft powerful

1:17.9

relationships, get organized, keep up on the housework, manage your time like a boss, love those

1:23.6

babies well, and maybe even sneak in a date night or two. If you are tired of hopelessly watching

1:30.1

life pass you by, then it's time to grab your ticket off that Hot Mess Express and join me

1:35.7

in life where systems do all the heavy lifting. This is where you transform your chaos into confidence

1:43.2

and take your life from overwhelmed to organized.

1:47.3

What do you say, friends? Let's do this.

1:51.7

Welcome back. I'm so excited to be talking all about this system. It's one of my favorite systems

1:59.3

that we are currently running in our house and have

2:02.6

run for a very long time. We are kind of really dialing it up a notch right now in this season,

2:09.5

so that is why I'm super excited to talk about it. If you don't know me, I'm Chelsea Joe and here

2:14.4

on the podcast and in my entire online ecosystem, we don't just run smooth homes. We raise

2:22.2

strong kids. And this system is one of the most meaningful that we have implemented in our family.

...

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