When you decide what your priorities are for how you want to work and what kind of work you want to do,

then that can drive your decisions rather than having to go after work to make a certain amount of money to support a certain kind of life.

Hi, everyone. Thanks so much for joining us today on Her Money.

I'm Gene Chatsky.

Very glad to have you with us.

Have you ever said to someone, I'm so bad with money or felt I'm so bad with money?

I can't tell you how many times I've actually heard people say that. And what they generally

mean is that no matter how many budgeting apps you download or how many spreadsheets you build,

nothing ever really seems to stick. But maybe, just maybe, the problem isn't you. Maybe the

problem is budgeting itself. And I know this might sound crazy coming from me,

but today I want to try something radical. I want you to imagine a world where you don't need a budget.

Close the app. Toss the spreadsheet. Let's hit reset reset because as my guest today dana miranda writes

in her new book you don't need a budget stop worrying about debt spend without shame and manage

money with ease it is possible dana's a personal finance author, a certified educator in personal finance, and one of the boldest voices in this industry.

We are going to take a very quick break.

With inflation affecting everything from the groceries we buy to the price we pay for gas,

using apps that make my money go further

is essential. That's why I like Upside. It gives me real cash back on the things that I'm already

buying. I first started using Upside when my friends recommended it, telling me that it was saving

them a lot on groceries. Since then, I've used it when I've

stopped for gas at my favorite coffee shop, even on those last-minute takeout orders when cooking

just isn't happening. Upside users are making an extra $280 a year on average, and that's a weekend

...