Ep 440: Easy, Effective, and Inexpensive: How To Simplify Your Beauty Routine and Save Money

HerMoney with Jean Chatzky

Jean Chatzky Her Money

Investing, Entrepreneurship, Business

4.8 • 1.3K Ratings

🗓️ 11 September 2024

⏱️ 48 minutes

🔗️ Recording | iTunes | RSS

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Summary

From lip butter to Botox, people today are shelling out a lot of money on beauty products and procedures. According to The Aesthetic Society, people in the U.S. spent $11.8 billion on aesthetic procedures in 2022. When it comes to beauty products, one report from Lending Tree shows the average American spends $1,754 annually, with younger generations budgeting even more for beauty (thanks, TikTok). But do we really need to spend big bucks on beauty products and procedures to look our best? Val Monroe, the former longtime beauty director at O Magazine and writer behind the popular Substack How Not To F*ck Up Your Face, says it’s time to get back to basics. She joins us to talk about her simple skincare routine and whether you really need that new product you’re eyeing. Takeaways: Having a simple, effective, and inexpensive beauty routine is key. Surgical procedures should be approached with careful consideration. It’s important to ask who you’re doing this for and learn how to practice radical self-acceptance. Use the five W's (who, what, when, where, why) to make informed beauty purchases. Chapters: 00:00 Introduction and the Shift in Beauty Conversations 03:21 The Importance of a Simple Beauty Routine 17:04 Exploring the Use of Botox and Fillers 27:24 Embracing Self-Acceptance 31:12 Making Informed Beauty Purchases Using the Five W's 32:00 Transition to Mailbag Segment 34:00 Mailbag Question 1: How much skincare do I really need? 38:00 Mailbag Question 2: What is the correct order for skincare products? 40:00 Mailbag Question 3: How long does it take to see results? Have a question for us? Write to us at [email protected]. While you’re at it, join the HerMoney community! For the latest episode drops and financial news-you-can-use, subscribe to our newsletter at Hermoney.com/subscribe! Interested in learning more about investing alongside hundreds of other women? Join us every other Monday night on Zoom and learn more at investingfixx.com. Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Grab the exclusive NordVPN deal ➼ https://nordvpn.com/earninvest and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show. Use promo code HERMONEY to get an exclusive 60% off an annual plan at incogni.com/hermoney. Please contact [email protected] if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You're listening to an airwave media podcast.
0:06.0	Her money is proudly sponsored by Edelman Financial Engines.
0:10.0	When you think about your financial plans, are you diversified?
0:14.3	After the year we had in 2022, it is a really good question.
0:20.7	Is it time you rebalanced or made other adjustments? Help make sure your
0:25.0	investing strategy is right for you. Visit plan EFE.com slash Hermani to
0:30.6	schedule your complementary wealth checkup.
0:35.0	I am so passionate about data protection online,
0:38.0	and let's be honest, so worried that I recently released an episode all about it. I also dedicated a session of our
0:46.4	investing fix investing club for women for the topic. That's because data breaches
0:52.1	are happening all the time.
0:53.8	They are unfortunately becoming more and more common,
0:57.3	and protecting your data means protecting your money.
1:01.4	While I use social media a lot for work and I do share a lot online, I also try to keep my personal
1:08.8	life private and my personal social media account locked. That's because every day your personal information is being
1:16.4	sold or published online without you even knowing about it. But the good news is that you have the right to protect your privacy and request that data brokers delete the information they hold about you.
1:28.0	The bad news is, it would take you years to do it manually,
1:32.7	and you'd need to repeat the process every few months
1:35.4	because these data brokers just continue collecting your data
1:38.4	and creating new records.
1:40.5	It is so frustrating.
1:42.2	That's where Incogni comes in.
	...

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