Wall Street Unplugged looks beyond the regular headlines heard on mainstream

financial media to bring you unscripted interviews and breaking commentary direct from Wall Street

right to you on Main Street.

How's it going out there? It's Friday, January 29th, and I'm Frank Curzy,

hosted the frankly speaking podcast. We're answering all of your questions about the

markets, stocks, economy, sports, anything else you want to throw at me.

I create this podcast to answer more of your questions that you was sending me through my Wall

Street Unplugged Podcast, which I host every Wednesday.

So you have any questions you want answered?

Just send me an email at Kursio 1 at

gmail.com. Be sure to put frankly speaking into headlines to get a lot of

emails. And you never know your question may be the one I read on this

podcast. I'm going to take a few extra questions today, being nice, since I missed

last Friday's frankly speaking, got some really good questions and let's start with Michael.

Michael says, one podcast you may... questions and let's start with Michael.

Michael says, one podcast you mentioned banks being below book value and an opportunity

and then the next you were talking about oil being a huge risk for banks due to defaults.

That's all he says.

Tzal upset, Michael.

But it's actually a pretty good question, because maybe, you know,

should explain this a little more in details.

The larger banks, I'm bullish on,. They have exposure to oil, they talked

...