Yes, yes you're listening to the Tim McKernan show live on podcast from the

Home Loan Expert.com studios on the Inside S podcast network. I'm your host

Timothy Michael McKernan sitting across from the great John Seymour

executive producer of this fine presentation and on the phone line is producer Joe hello Joe.

Hi what's going on?

Happy holidays.

Season's readings to you and yours.

I'm looking at our picks from last week and I think they're terrible.

They are.

Yeah, now we haven't had this happen all year so I'm curious because Patriots were

minus three, it pushed, Cowboys were minus three it pushed cowboys were minus three it pushed so for

our record purposes how do how have you handled pushes in the past I don't know

so I'm trying to enter into the spreadsheet this is the this would fall under the category of things that should have been happened

Should have happened before we went on to the podcast, but either way we'll do we'll do housekeeping right here for to figure it all out

Well, I believe I sent you the spreadsheet on Monday morning.

Oh, yes you did.

I keep, I've been keeping my own since we were adding picks for the podcast purpose.

So I have my own.

I consider it a no play so okay I went I went

one and four last week want to know with my loss one and four

all right and one and oh on the lock and I went therefore one and four and of

course got my lock wrong to keep that losing street going which is and again you have to

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