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Black Wealth Renaissance

EP: 231 You Don’t Have a Money Problem, You Have a Discipline Problem

Black Wealth Renaissance

Black Wealth Renaissance

Business

4.81.1K Ratings

🗓️ 16 May 2025

⏱️ 65 minutes

🧾️ Download transcript

Summary

In this episode of the Black Wealth Renaissance Podcast, hosts David and Jalen dive deep into the mindset of financial discipline and the principles every Black entrepreneur needs to thrive. They break down the true value of money and why mastering financial responsibility is key to building generational wealth. The conversation explores: The dangers of lifestyle creep, The trap of instant gratification in our consumer-driven culture, and The critical role of community support in achieving lasting financial success David and Jalen also unpack the difference between Black Excellence and Black Power, challenging listeners to move beyond performative success toward substantive, legacy-building impact. They call for more open dialogue about money in Black households and communities, positioning money as a tool for freedom, not just status. If you're building a business, trying to level up financially, or aiming to leave a legacy, this episode delivers the mindset shifts you need to hear.   Key Points 00:18 - Show Intro  12:03 - The Importance of Respecting Money 22:31 - Financial Avoidance and Irresponsibility 30:08 - Entitlement as a bad steward of money  44:30 - Understanding Financial Trauma 46:06 - The Importance of Open Conversations About Money 49:11 - The Debate on Black Excellence 58:29 - Symbolism vs. Substance in Black Representation   Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️   Get A Free Life Insurance Quote   Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_   Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap

Transcript

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0:00.0

I wake up, hit a hundred push-ups, then I'm at my route. Check on my stocks. See how they looking. Then I'm sliding out. When you start seeing your progression, you stop having doubts. And what's the point I having clout if you can't cash it out? True to this game and I'm a life, hey. Feel like we fin to change the cycle, eh. Welcome back. Welcome back on another beautiful Wednesday. What is good with you wealthy people? It's your boy.

0:01.4

Your man's David Bellar. One half of the Blackwell Renaissance crew. You know what we're here to do. I'm here with my brother from another. Jalen, how you feeling? What up? What up? Y'all. It's your boy, Jaila, man. I just dropped my damn phone. Y'all probably heard that in the background but i'm doing

0:38.7

good man i cannot i was wondering what happened i looked like you came to camera too no i did no my phone

0:43.9

just kind of went into the tripod so yeah sorry guys but man i'm doing great i cannot complain i'm amazing

0:51.0

blacktastic how about you bro man if i'm be honest everybody, today's been one of those days, bro. Man, talk to me about it. It's cool. This is a safe space, man. One of them days when you wake up and you really just don't, you just don't feel it. One of the ways where you're just like, fuck the bullshit. Sorry for cursions. I was trying not to curse. Yeah, I was trying not to curse.

1:11.8

Sorry for cursing so early into the broadcast people.

1:15.4

I was trying to avoid it.

1:17.7

I try to give us at least like a solid 10 minutes in before I let it want to be fly.

1:22.5

But especially the F bomb.

1:24.0

But yeah, that exactly, though, like just that that feeling of like, just kind of apathy,

1:29.7

tired, just not really feeling it, bro. And it's, again, part of those lessons and things

1:35.1

of entrepreneurship. On the days when you don't feel like doing it, you still got to get out

1:40.2

and perform. And that's what it is with the pod, man. Like, I'm not about to let a feeling dictate how I'm going to move because discipline

1:49.0

is doing stuff whenever you don't feel like doing it.

1:52.2

So even though it may have felt that way starting off, kind of getting into it, getting

1:56.7

ready to pie, you know, it's kind of lifted my spirits, lifted my energy.

2:00.0

I definitely think

2:00.8

corporate life is a part of the drain on that because I fuck them people wholeheartedly.

2:06.9

If you're listening, fuck you.

2:11.9

But no, man, I'm ready, dog. I'm excited. Another great installment of the pod. We got some great topics to go

2:18.4

through for y'all today. And yeah, I'm ready to get into it. But before we do, I hate,

2:23.7

how you do? But yeah, before that, I do hate that you're feeling that way. But I felt like that

...

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