And it always, to me, felt like a failure of fatherhood in their life.

What's some guys? Jeff and Jeremy here. Another episode of five-minute fatherhood. Today's topic,

which I just laughed with Jeremy about because he types these up, is don't encourage your kids into long-term indentured servitude.

Which, Matt, if you're editing this, I don't know if that's going to be the

actual formal title. That'll be tough to put on a thumbnail and tough to put on iTunes. But I do like that in regards to actually the topic we're talking about. And that's probably actually what it'll be or something. Maybe don't encourage your kids into long term debt slavery. I don't know. We'll figure that title out later. But this is a fascinating conversation. Now, of course, this is a sensitive conversation. A lot of people in America have tons of debt. A lot of it is debt we feel like we needed to take on, right? Some of it is bad and wrong. We got too big of a house that we know we didn't need it, blah, blah, blah. Most of people I know are stepping into a just crushing debt that they did believe was for the right reason schooling, maybe it was a house

reason, et cetera. So this is a sensitive conversation we totally understand. But, and so don't, don't, don't, when we're speaking here, I think first thing I would encourage you guys for these next five, seven minutes is don't hear us say that, you know, that's, it's bad or there's something wrong with it or whatever. whatever, what we're saying is, man, I think all of us can agree with that the ideal is to not be in debt. So what would it look like to generationally try to make that plan? Right? It's not going to happen overnight. You're not going to get out of debt in five days. So towards your, can you as a father spend an almost an entire generation to set your family up to be a family that does not take on this

style of debt, because there's a whole different different versions of debt, this kind of this

crushing debt that kills the generation, kills your ability, kills your resources,

kills your kind of one of those streams of capital. So yeah, Jeremy, what do you say on that then?

What do you kind of mean in here

when you say all this? Yeah, guys. Well, I want to talk specifically to the fathers who are

thinking about their own kids, even if you have really young children, when you think about

what is part of your role to set up your kids for future success. It's to be careful and understand

that the culture has a pathway to essentially make your child an indentured servant for

decades. And we've seen this with the way that people have taken on enormous debts for school.

And this is some of the most difficult debt ever because there are special protections.

You can't file bankruptcy when you have student loan debt.

And so, you know, as I have had conversations, you know, when I was in the CEO role, we'd be hiring people.

I'd have a very

consistent conversation with a lot of people that were $150,000 or more in debt. They would

have a degree in something that generally pays like maybe $40,000 a year, and they went almost

$200,000 in debt to get that degree. And it always, to me, felt like a failure of fatherhood

...