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Black Wealth Renaissance

EP: (211) - Life Insurance Legacy - From $1700 to Million Dollar Agency (Guest: Chris & Erika Cobb)

Black Wealth Renaissance

Black Wealth Renaissance

Business

4.81.1K Ratings

🗓️ 24 January 2024

⏱️ 114 minutes

🧾️ Download transcript

Summary

Welcome to another empowering episode of the Black Wealth Renaissance Podcast! In Episode 211, we delve into the remarkable journey of Chris and Erika Cobb, the founders of Chosen Agency. From the streets of Hartwell, Georgia, and the world of engineering to the bustling insurance sector, the Cobbs' story is a vibrant canvas of ambition, adaptability, and entrepreneurial brilliance. Join us as we explore how this power couple transformed their challenges into a groundbreaking online insurance agency, redefining the norms of life insurance sales and setting new benchmarks in the digital age. Chris and Erika Cobb's inspiring narrative is a testament to the power of partnership, innovation, and relentless pursuit of financial independence. Key Moments 1:41 - Guest Introduction: Meet Chris and Erika Cobb and learn about their backgrounds and unique journey into life insurance. 8:50 - The Journey Into Insurance: Discover how Chris and Erika started selling insurance door-to-door and their strategic pivot to social media marketing. 18:10 - Financial Struggles and Triumphs: Uncover the financial challenges they faced during their initial phase and their breakthrough to significant revenue milestones. 24:00 - Understanding Insurance Sales: Dive into the intricacies of how insurance agents make money and the dynamics of sale splits in the industry. 33:58 - Building Chosen Agency: Hear about the Cobbs' transition from working within an agency to establishing their own and overcoming hurdles. 37:48 - Term vs. Whole Life Insurance: Explore the differences between Term and Whole Life insurance policies and the misconceptions surrounding them. 43:30 - Questions to Ask When Buying Insurance: Delve into the important questions consumers should ask before purchasing life insurance and the DIME method for determining coverage. 51:42 - Life-Changing Impact of Life Insurance: Discuss how life insurance transformed the Cobb family’s life and their perspective on wealth. 56:08 - Standing on Business (Sponsored by PSBS): Focus on business acumen and development sponsored by PSBS. 1:01:41 - Closing Questions: Wrapping up the episode with engaging questions that delve deeper into the Cobbs' future goals and personal insights. Don't forget to subscribe, rate, and review the Black Wealth Renaissance podcast! Your support and feedback help us grow and bring more enriching content to you. Stay tuned for more episodes where we blend urban insights with financial expertise. Leave Us A 5 Star Rating & Review ⭐️⭐️⭐️⭐️⭐️ If you're interested in advertising on the Black Wealth Renaissance podcast, please email [email protected] for further inquiries. 📧 For Business Inquiries: [email protected]   ★Subscribe on YouTube Black Wealth Renaissance - YouTube Keep Up With the Guest https://www.instagram.com/chriscobb_chosen https://www.instagram.com/erikacobb_chosen Keep Up With the Hosts David Bellard  https://instagram.com/david_bellard https://twitter.com/daviddagoliath_ Jalen Clark  https://instagram.com/_jclark06 https://twitter.com/jefeklap Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

McDonald's has entered a Minecraft movie universe and Grimmest Birdie and Hamburgler just spawned as new collectibles as part of a Minecraft movie meal with your choice of Big Mac or 10-piece chicken big nuggets with spicy nether flame sauce.

0:12.1

Participating McDonald's for a limited time of Minecraft movie only in theater.

0:16.2

The Ego Power Plus Savings Event is on at Lowe's.

0:19.9

Right now, get a free select Ego 56 voltvolt battery with purchase of a select trimmer, blower, or mower kit.

0:26.1

That's a $299 value.

0:28.4

Plus, shop today for new and exclusive items you need for your lawn.

0:32.1

So get ready for spring with the latest and innovation from Ego, the number one rated brand in cordless outdoor power. Only it lows. We help. You save. Offer VALO through 416, selection varies bellocation while supplies last. Make that move. Can't relate to that. I roll a dice. If I lose, I'm going to be shaking back. Because lessons learn within the loss just elevate the fact that trial and error just the only way ain't no escaping that

0:55.8

I wake up mid a hundred push-ups then I'm at my route check on my stocks see how they lookin then I'm sliding out

1:02.1

When you start seeing your progression you stop having doubts and what's the point I having clout you can't cash it out

1:08.3

True to this game and I'm a life for a feel like we fin change the cycle eh that's the most success you know we thriving hey that's the most of the pressure for our rivals hey could teach a lesson on survival hey you know what up with it wealth builders it's your boy david bellard one of the founders of the black wealth renaissance i'm here with my brother from another jalen clark what's popping brother what's good what's good y'all's your boy Jailiman another founder of the founders of the Blackwellth Renaissance. I'm here with my brother from another. Jalen Clark, what's popping, brother? What's good? What's good, y'all? It's your boy, Jaila, man. Another founder of the Black Welfth Renaissance podcast. Man, I'm doing great, dog. Enjoying fatherhood. As I was telling our guests earlier, I've been through a full range of emotions. Yeah, man. Being a father. They have been putting you through it, bro. I'm telling you. I thought entrepreneurship was hard. Like, fatherhood, at a times ten to that dog. It's like, oh, man. Yeah, bro. Every minute you think you got it figured out. Something new? Something new, man. Like, ah, like okay you like to sleep like this

2:02.4

the next week you don't like this

2:04.6

though boys just like oh man

2:06.8

but besides that I'm great

2:08.6

I'm enjoying it

2:10.1

just enjoying the experience

2:12.9

really just growing through life

2:14.7

with it man

2:15.9

adapt thing on your end man things are going well bro you know kicking off the new year new energy Really just growing through life with it, man. Adapt thing we're going in, man.

2:18.5

Things are going well, bro, you know, kicking off the new year, new energy.

2:22.7

Things been rolling smooth.

2:24.3

We're still in this phase where we're continuing to get back into the business.

2:28.6

I think people have been able to see us.

...

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