Welcome to Piroz podcast. I'm Mike.

And this is Orlando.

And we're on episode 175 of the total money makeover.

Not 175 episodes of total money makeover.

That would be that I'm sure we would have lost people by like

episode 12 yeah I think so at that point at that point we would just be we would just be the

Dave Ramsey show that is that is true which is basically that is the Dave Ramsey show yeah

but here's the thing the reason why the Dave Ramsey show exists still and still has lots of listens

and followers and all that goodness,

it's because the method works. Yeah. No, it's true. It does work. And, you know, one of the things

I like, if you're still listening, if you've already listened to part one and part two of our series,

we're finishing up. This is our third and final review, as it were, of Total Money Makeover.

So if you've listened to Part one and part two, one thing that I know just for myself, Orlando, people that we've talked to who are

listeners of our show who followed this process is everybody's at a different place, right?

Some people, some people have started the Total Money Makeover years and years ago,

and they're still working on, you know, Baby Step number two or three.

Some people are maybe didn't even know about Total Money Makeover, but they could jump right into like

Baby Step 3 or 4, depending on, you know, where they were at financially.

And so if you're still listening to this, you may have begun your journey.

You might have already started saving your $1,000 starting to debt snowball. Or maybe you haven't started your journey, you might have already started saving your $1,000, starting to

debt snowball, or maybe you haven't started your journey yet, but you're kind of thinking,

all right, I'm, I, what do I need to do? What is the final, you know, picture? What is the,

...