This episode is sponsored by Royal London. Royal London is the largest mutual life pensions

an investment company in the UK. Now you might be thinking, what is a mutual? Well, this

means that Royal London is customer owned. And it has been since 1861 when it was first

founded in a coffee shop. They've always had the best interests of their customers at

heart, and are committed to making positive change. Royal London was founded to help people

help themselves. They work to support their customers at wider society to help build financial

resilience, while acting and investing responsibly to help build a future worth retiring into.

If you want to find out more about Royal London's mutuality, and how the company supports their

customers and society, then head to RoyalLondon.com forward slash mutuality.

Hello, it's Jenny here. My self-days in Judith just wanted you all to know that we're

recorded the podcast yesterday, with absolutely no idea that the day would end with the tragic

news of the death of the Queen. It's an incredible blow to us all, and I don't think you have

to be a monarchist to feel sad about this. So we did debate whether to put the podcast

out or not, but we've decided to go ahead and we just want to send all of you who are feeling

sad, all our love. Thank you.

There you go, Judith. Come on, tap along.

Tap, do something.

Come on, then we'll do an efficient podcast there, because I've got to do a radio 1120. It's

live.

Now they're going to barge you a busy girl. I'm not really. I'm not really. It's just,

you know, they've got to fill the air. There's a lot of air time. They've got to fill it

somehow.

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