EP 17 Money Stories: Living Debt Free in Manhattan, Budgeting Wisdom from Mom, and More with Christopher J. Campbell

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.7 • 1.1K Ratings

🗓️ 19 September 2022

⏱️ 25 minutes

🔗️ Recording | iTunes | RSS

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Summary

In today's installment of Money Stories, Jesse talks with YNAB Ambassador Christopher Campbell, a 33-year old marketing director living in Portland, ME. Christopher learned the value of budgeting from an early age, when his mother taught him and his siblings how to put aside money for things they wanted. She led by example, too, always setting aside money for Christmas and birthdays, for emergencies or unexpected expenses, on a middle class income.

Looking to build on the budgeting habits instilled by his mom, Christopher began using YNAB 4 in 2014, and fell in love with both the simplicity of the method and the precision of the software. Using YNAB, Christopher has been able to achieve many notable financial goals -- paying off his student loans and becoming debt-free while living in notoriously expensive Manhattan, purchasing a motorcycle he had wanted since he was a kid, and helping others improve their financial wellbeing through personal coaching and social media. Christopher also enjoys travel, and has learned how to "travel hack" his way through many trips using credit cards rewards. And, because he uses YNAB and reconciles daily, he pays his cards off monthly and never carries a balance!

You can follow Christopher on Instagram: @christopherjcampbell

Got a question for Jesse? Send him an email!

[email protected]

Transcript

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0:00.0	Hello, Wine Aber's. My name is Jesse Meagam with another episode of The Wine App Podcast
0:17.0	where we teach you four rules to help you stop and pitch. To pitch, I could get out of
0:20.0	debt and save more money today. I am pleased to have with me on the show Christopher
0:25.0	Hailing out of Maine. He is a Wine Aber ambassador. What is that? You said Wine
0:30.4	Aber ambassador is basically a budget nerd with a modest but consistent social media
0:35.2	following and they love talking about all things money, spending, management, all
0:41.6	those things and Christopher is one of those. So today I talk with him for two
0:46.0	reasons. One, he loves his mom and his mom is awesome and she taught him lessons
0:51.8	early on him and his sister and you can see those lessons coming through. He lived
0:55.8	in the very expensive area of Manhattan and managed to get out of debt and buy
1:00.8	himself something pretty sweet. Also, he's a bit of a travel hacker. He does the credit
1:05.8	card game and uses Wine Aber to kind of stay on top of that and it's nothing crazy fancy
1:11.8	but you can tell it's a little bit of a side hobby for him and he travels for free a lot of the
1:15.8	time. So Christopher and I talk about how he found Wine Aber, why he was even looking
1:20.8	when the, you know, why not just use the spreadsheet and what his mother taught him.
1:25.8	So many things. So many things. What a good job. What a good job that his mother did.
1:30.8	Yeah, it was a great little conversation. So without further ado, my conversation
1:34.8	with Wine Aber ambassador Christopher.
1:40.8	Okay Christopher, welcome to the Wine Aber podcast. I'm glad you're here.
1:45.8	Yeah, I have to be here. Thanks for having me.
1:47.8	Tell everyone just, I'll give a quick intro about yourself, what your, you know,
1:51.8	family situation is, maybe where you live just to give him a picture.
	...

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