This episode is sponsored by Royal London. Royal London is the largest mutual life pensions

an investment company in the UK. Now you might be thinking, what is a mutual? Well, this

means that Royal London is customer owned. And it has been since 1861 when it was first

founded in a coffee shop. They've always had the best interests of their customers at

heart and are committed to making positive change. Royal London was founded to help people

help themselves. They work to support their customers at wider society to help build financial

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If you want to find out more about Royal London's mutuality and how the company supports their

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Yes!

Oh, it's nice and loud. I heard that.

Oh, we've got the bits, Judith. Oh, we're recording this late aren't we? Sorry!

It's late for us. It's 11 o'clock. It's 11 o'clock on the Thursday. Just so you know exactly

where we are in our day, 11 o'clock. Well, I mean, I'm not forgetting competitive, but

what have you done already, Judith? Because I think it'll probably put me to show.

Well, it almost certainly was. Had a late start. However, I have swam, what, walked the dog,

swam, bathed the dog because she's going on holiday. And I've had to pack her a case.

We can come to that if we've got time. So with bath, I've bathed the dog and got very

wet in the process. And she's only just gone out into the garden, got grass all over her.

So I had to remedy that. I've done some washing up. I've had a nice breakfast.

Why did you do washing up? Why have you got, what do you mean you've done some washing up?

People do washing up. We've got a dishwasher, put it in the dishwasher.

...