Yo yo yo, it was good everyone. Welcome to a brand new episode of Behind the Baller

Podcast, the world famous award winning behind the baller podcast. This is a dust brothers

production. Yo, I am your host Ben Baller, not Ben Humble, also known as the Korean

John Q-Sack, the forest company Hip Hop. Sometimes people call me Odessu. Anyways y'all,

what's going on y'all? Happy New Year everyone. Happy fucking New Year. It is 2021. We made it.

It's not even fucking think about 2020. Yo, I'm not on that fuck shit. You know, you're people.

Hey man, New Year, new me. Fuck out of here man. It's the same old me, old boy. Okay. It's just a new year

and I plan to make 2021 my bitch. Okay. But what I want you guys to focus on for those of you who are

out there, you know, just grinding out, trying to figure everything out. I want you guys to figure

out how you can stabilize your life and add a little more security, you know, little nest egg,

a little pillow, cushion, have you, whatever it may be. I want you guys to focus on fixing your credit

if you guys can do that. Okay. I want you guys to focus on saving up, you know, saving some money.

Okay. Pay off some of that debt that you guys might have. Slowly, I know it's a tough time.

Okay. But you know what, there is an option and I'm saying this is a great option, but I did it.

All right. I didn't do bankruptcy, but I said fuck it. Ruined my credit. I would never do that again.

If I'd known about bankruptcy, it's a little tougher now, but I would have did it. Okay.

Saying fuck it all and filing bankruptcy, if you got, like if you can do it,

yeah, it would be the time of everyone is fucking doing it. But you know, if you got at least

a hundred thousand dollars in debt and you're just, you're just fucking drowning and you feel like

you need that clean slate. You know what? Man, go find someone I can fucking figure that out for you.

Do it. Now, remember, you're going to have some fucked up shit. So you want to keep one credit card

if you have one, whatever, but I'm just saying if you want to wipe that shit out, you know, seven

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