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Almost 30

Ep. 129 - How to Become a Rich Bitch: The Language of Money, Dealing with Debt + Negotiating Everything with Nicole Lapin

Almost 30

Krista Williams & Lindsey Simcik

Alternative Health, Self-improvement, Health & Fitness, Education

4.54K Ratings

🗓️ 10 July 2018

⏱️ 95 minutes

🧾️ Download transcript

Summary

As women, we need to have more money to have more power and change the world, so we are trying to get on the right side of finance, #ALMOST30NATION! And we don’t know anyone who makes finances and money more approachable than Nicole Lapin, the NYT bestselling author of Rich Bitch and Boss Bitch and the host of Hatched on CBS.   So if you want to feel empowered and don’t know where to start, look no further! We talk about…   Sex toys, Pure Romance parties, and coconut oil lube (shout out to Woo for Play!) How Nicole’s money mindset changed over the years Faking it until you make it in your first job Diving headfirst into the world of finance Translating the language of money Making what you do something that you love What you need to know and do before you quit your job to pursue your side hustle Why you might want to choose to rent over buying “Conventional wisdom” about money VS real world TRUTHS about money Preparing for retirement Managing multiple streams of income Having difficult conversations about money & debt in your relationships The 3 F’s: Family, finance, & fun Questions from YOU in the Facebook Group Fun fact: EVERYTHING is negotiable. You can even negotiate the interest rate on your credit card or medical debt! Not all debt is created equal – so you need to know how to tackle it intelligently Nicole’s favorite money-saving hacks The 3 E’s: Essentials, endgame, & extras Nicole’s journey with IVF   Find more to love at almost30podcast.com!   Resources: Learn more | nicolelapin.com Instagram | @nicolelapin Facebook | facebook.com/NicoleLapin Twitter | @nicolelapin Read | Rich Bitch by Nicole Lapin Read | Boss Bitch by Nicole Lapin Thrive Market | Save 25% off your first order at thrivemarket.com/almost30 Kopari | Use code ALMOST30 for 20% your first order at koparibeauty.com Vitruvi | Use code ALMOST30 for 20% off at vitruvi.com Skinny Dipped | Use code ALMOST30 for 20% off at skinnydipped.com EverlyWell | Get 15% off your first order using code ALMOST30 at everlywell.com The Almost 30 Podcast is edited by Podcast Masters This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy Chartable - https://chartable.com/privacy Podsights - https://podsights.com/privacy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

It was the language to me that was overwhelming and I thought if I could change the way we talk about it,

0:06.0

that hopefully I can change the way we think about it and then change the idea of more women joining the conversation.

0:20.0

You're listening to the Almost 30 podcast, a lifestyle podcast hosted by Christa Williams and Lindsey Sinsick.

0:27.0

We tune in for a new episode every Tuesday to hear our honest conversations about topics like wellness, entrepreneurship, spirituality and self-development with guests who are really smart, really inspirational and really fucking funny.

0:41.0

It's real, it's raw and it's unfiltered. Inspired by our transition from our 20s to our 30s, we realized it's so much more than that.

0:49.0

Our mission is to provide you with the tools, guidance and motivation to help you navigate any transitions in your life and propel your personal growth.

0:58.0

Thanks so much for tuning in to the Almost 30 podcast. Here we go.

1:09.0

This never gets old. I know. Nice and steamy.

1:13.0

Pretty hot. Literally I do not want to fucking go shoot right now.

1:17.0

Yes, sometimes Chris and I like at all. Yeah. Well, she has her own shoot right now. People think shooting photos is funny games. It's the worst.

1:28.0

We are actually the worst people. We're just so whiny. Like just to each other, we're just like this fucking blows. No, never gonna do another shoot. And then like two weeks later, we scheduled another shoot or like why the fuck do we schedule the shoot.

1:42.0

Sunday, there's fucking heart. Well, it's hard because like Sundays are like day of rest and day of no makeup, day of no makeup, day of no look.

1:51.0

Anyone that does a look on a Sunday like praise, praise so many do so many do. I mean, I don't mean dude. Yeah, I just don't want to fucking put clothes on. I don't want to like run around and like change my clothes.

2:07.0

No, it's the worst. Yeah. First, first, whatever, first world problems. Also, so I got every well. Yeah. This isn't sponsored. But so every well does testing for like your metabolism thyroid can do food sensitivity.

2:23.0

But basically it's like blood samples, spit testing and stuff. So I'm really excited. I have my kids and I went to go puncture myself today and I couldn't get enough blood.

2:33.0

What do you mean? I live in a zombie. I puncture myself three times and it wasn't blood wasn't coming out. What are you serious? It's not weird. I'm like either it's clotting or I'm not drinking enough water. You need to leave. I know. I was like, oh, this is a problem. So I need to wait till I like shame my legs or something.

2:49.0

Just wait till I get a natural cut. Literally, I was like, I need to wait till I get a natural cut and I can use this blood. I tried three pricks. I didn't know it was a blood one. I stopped doing my honey. It's all blood. Oh, really? Yeah.

3:02.0

And I usually am afraid of blood, but I kind of got over. I was like, just do it. This is for the. Yeah. I did a heavy. I'm going to do a heavy metal test. Oh, yeah. Yeah. And then like not a fertility test, but it's like too many eggs you have. Yes.

3:15.0

You want to wonder how that would fit. Find out your blood system. I don't want you about you. I know. I think it's the quality. I don't think it's how many eggs. Yeah.

3:23.0

Damn, they're like, you got some shitty eggs, girl. I feel like you got some weak ass eggs. Honey. I know I'd be curious. What? Like what? How are they going to be like, yeah, your eggs are amazing. Like what?

3:36.0

I should put that in like a dating profile somewhere. Have amazing eggs. Oh my God. You should. You know, yeah, you should be like, I really well said. I'm like top percentile of eggs.

3:45.0

I'm going to be like left. Why? Remember when you were recording? You had this not hanging on your. Oh my God. It was the fun.

...

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