This episode is sponsored by Royal London. Royal London is the largest mutual life pensions

an investment company in the UK. Now you might be thinking, what is a mutual? Well, this

means that Royal London is customer owned. And it has been since 1861 when it was first

founded in a coffee shop. They've always had the best interests of their customers at

heart, and are committed to making positive change. Royal London was founded to help people

help themselves. They work to support their customers at wider society to help build financial

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If you want to find out more about Royal London's mutuality, and how the company supports

their customers and society, then head to RoyalLondon.com forward slash mutuality.

I know, that's the thing. I'm waiting for that. I'm glad I'm not. I'm glad that I'm sensible

61-year-old woman sitting here. So it is episode 116 Judith Holder, who I have seen this

week in the flesh, we will speak of that in a while. Let's get used to that, are we?

No, I forgot to be really thrilled and surprised to see you. It's kind of this round of

first since, you know, this time last year or whatever, the last time we're out of lockdown,

but we're so sort of sick of trying to celebrate the moments. Yes, I've kind of stopped

bothering. I know, I've plateaued. I've definitely plateaued. When you turned up, I thought,

here she is. Yeah, yeah, whatever, she is. It wasn't really a surprise because you just haven't

changed, you just look very well indeed. Thank you very much, so did you? Well, I didn't really,

but you look like you're feeding the sun. Well, of course, I have, you know me, lots of fresh air.

All those freckles, they're all meeting up now, they're looking like an all over tan, and there's

me like a palsy jellyfish in the corner. Well, you do me. Yes, yeah, busy, oh my god,

I've got to be careful because this skin cancer, Judith, just can you just remember my skin

...