This episode is sponsored by Royal London. Royal London is the largest mutual life pensions

an investment company in the UK. Now you might be thinking, what is a mutual? Well, this

means that Royal London is customer owned. And it has been since 1861 when it was first

founded in a coffee shop. They've always had the best interests of their customers at

heart, and are committed to making positive change. Royal London was founded to help people

help themselves. They work to support their customers at wider society to help build financial

resilience, while acting and investing responsibly to help build a future worth retiring into.

If you want to find out more about Royal London's mutuality, and how the company supports

their customers and society, then head to RoyalLondon.com forward slash mutuality.

Good morning. Good morning, Daisy. Good morning, Gang. Yes, good morning. It might not

be a morning in Gangland. Well, at Gangland Arts, our world makes them sound like they're

kind of, hmm, quite hard and cool and yeah, Ganglanders. Yeah, Gangland. Hey, Gangland.

They so are nots, but yes, and yes, of course, it might be in the middle of the night.

It might be their evening because we have a world wide. What do you do, Dith? We do. We have

overseas listeners overseas overseas. I've got a bit world service. And we have our friends

in the Antipodes as well. Oh, what are the Antipodes? I've forgotten. Oh, Australia, Australia.

I've forgotten for a minute. God, yeah, it could be anytime. Wherever you are, you're

most welcome. We don't know what you're doing could be doing. You could be having a poo.

Some people might be having a poo, dude. You might be listening to us. They won't be having

a poo. They might be. Some people struggle and they might think, right, I'm going to take

this podcast into the lavatory and I'm sorry to like poo. No, until I get that poo out,

I'm going to listen to this podcast. Do not think. Absolutely not. I do not know. And

...