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The Jesse Mecham Show

Ep 09 Debt Story: Meet Chelsea

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 10 January 2019

⏱️ 12 minutes

🧾️ Download transcript

Summary

Chelsea and her husband had the wedding of their dreams in Hawaii ... then reality hit. They were $215,000 in debt! Find out how they teamed up to fix their finances.

Transcript

Click on a timestamp to play from that location

0:00.0

Welcome everyone to another episode of debt stories, real people beating debt and winning financially.

0:05.5

Today we meet Chelsea who lives in Tri Cities Washington with her husband and their two dogs, a German

0:11.2

Shepherd and a Chihuahua.

0:13.1

Chelsea's job is in marketing.

0:16.5

I work at the Visitor Center in our communities.

0:19.2

It's a nonprofit.

0:20.8

It's a destination marketing organization, and I work to bring corporate and government groups to our community.

0:26.5

And her husband is a mechanic and a teacher.

0:29.0

My husband has two full-time jobs which kind of plays into the whole debt free payoff strategy.

0:36.4

So he is a mechanic at our local transit agency and he does that in the evenings and then in the daytime he actually teaches

0:44.5

local high school students how to work on diesel engines. He worked 75 hours a week and

0:50.8

we're always ready for the weekend by the time that it comes around.

0:55.0

And this is the tale of how they said aloha to a whole lot of debt.

1:01.3

We were married in June of 2013 and I guess most of our debt really did come from the wedding.

1:08.0

We got married on the beach in Hawaii. It was a beautiful ceremony and we were super happy.

1:14.0

They were super happy, but Chelsea admits their life at the time was also super pricey.

1:20.0

I was a little on the high maintenance side where I needed my reception dress and I needed my different

1:26.0

pairs of shoes and that sort of thing.

1:29.0

And then at the same time my husband, he's really into outdoor stuff and hunting and that's a really

1:35.3

expensive hobby and so kind of a mix of I guess life being a little out of

1:41.5

control is what what really started our debt.

1:45.0

We got married when I was 21, but my husband, he's a little bit older, I think he was 27 or 28,

...

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