Entitled Gen-Z Girl Uses Payday Loans To Party | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 25 November 2024

⏱️ 80 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

▶There's a major "friction" with her and her boyfriend with all of this, we confront the issue and get the TEA in today's post show: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶Join us *LIVE* in Austin TX, Feb 22: https://calebhammer.com/live ▶The best teeth whitening strips by Auraglow. Get yours at: https://spn.so/l/2d3y3kiv ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for 25% off: https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	That is so dumb!
0:20.1	Payday loans to buy drinks for other people
0:22.2	there's other things at the smoke shop why just why this is the kind of you can bring into a
0:27.1	relationship actually didn't tell him because i'm so embarrassed why bull we don't get to the good
0:32.4	place you want to get if we're lying to each other just wanted to forget that any of the debt
0:37.0	exist you're not a five-year-old. Your brain is not literal much. Financial Audit Live in Austin, Texas on February 22nd. Go to Calebhammer.com slash live or check out the link in the description below. Hi, my name is Brooke. I'm 28. I live in Austin, Texas, and this is Financial Audit. Thanks for coming in. What do you do for a living here in Austin?
0:57.6	I manage a grocery store. The whole store? Well, yeah. Okay. I know it's a big one. So like that actually must be a lot of work. Do you get good money for the big amount of work that this is? What do you get paid? I get paid, let's see,
1:13.7	about $78,000 a year. That is good. People say, we're not saying which one, but people say
1:20.3	you can actually make good careers there. Yeah, you can. Yeah. And like, you're kind of demonstrating
1:24.6	that you can. Yeah. 78,000. Yeah. How do you feel living in Austin? 78,000 is good for, if I'm not, you're pretty, you're kind of demonstrating that you can. Yeah. 78,000. Yeah. How do you feel living in Austin?
1:46.8	78,000 is good for, if I'm not, you're pretty, you're 2,000 below. I think the Austin median household income and you're 28 years old, 78,000. Wow, that makes me. So how do you feel living in Austin? It's a little challenging. I'd like to move up north because South Austin is a little far away from everything.
1:46.8	Yeah, North Austin is a little challenging. I'd like to move up north because South Austin is a little far away from everything.
1:48.4	Yeah, North Austin is a little more expensive.
1:50.4	But like pay and survival and stuff.
1:52.4	No, I think I do it well for myself.
1:52.8	Interesting.
1:55.6	Why are you taking out payday loans every second of your life in order to survive and for everything?
1:57.6	That's a great question.
	...

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