Energy fixes are back! | Best ISAs for 2026/7 | Council Tax Change
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 16 April 2026
⏱️ 56 minutes
🧾️ Download transcript
Summary
Energy bills are in the news and this may be a crucial moment. In this podcast Martin explains the Energy Price Cap, and the firms offering fixes cheaper than the Price Cap.
It’s a new tax year, and that means all UK adults have a new £20,000 tax-free ISA allowance to use. Martin runs through your options of where to put your money.
Martin explains why a change on council tax debt collection which will mean vulnerable people will have more time and support to settle their outstanding council tax bills has put him in a good mood.
Listeners Tell Us about financial mistakes that turned out to be a good move.
And will Adrian get this week’s Money Mastermind? This week the question is about savings interest.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know what colour his eyes are, what he's planning to do in his eventual retirement, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, Podcasts. |
| 0:05.0 | I cannot tell you how many people I've met who have been devastated by this. |
| 0:13.0 | Constituents treated worse than customers. |
| 0:15.0 | We've also got a cap on the amount of admin costs. |
| 0:18.0 | Typically, there are 150 pounds, they're going to be capped at 100 pounds. |
| 0:20.0 | I was in |
| 0:20.9 | tears when they first told me they'd do a consultation. This is one of those things that isn't |
| 0:24.3 | talked about enough. Hello, I'm Martin Lewis and this is the comingly named the Martin |
| 0:30.0 | Lewis podcast. I do wonder what that's going to be about. Now usually much of it comes from a BBC |
| 0:34.8 | Radio 5 live show with Adrian Child, but there's also |
| 0:37.7 | bonus money saving tips just for you lucky, lucky podcast listeners. And in today's pod, as we've |
| 0:43.5 | been off for a couple of weeks, and we've had so many questions coming in on two big topics, |
| 0:48.2 | we're going to try and deal with both of them. It's a catch-up pod, if you like. First of all, |
| 0:52.5 | energy bills are in the news of course. |
| 0:54.6 | And this, right now, may be a crucial moment. If you're not on a fix, you're likely to be on the price cap. |
| 1:01.0 | And after a month of very few options for you to do anything, now there's been a ceasefire in the Middle East, finally firms are offering fixes cheaper than the price gap again. |
| 1:11.2 | This may well be a window of opportunity to beat the big price rises coming. |
| 1:16.2 | I'll be answering your questions and explaining that in detail. |
| 1:19.3 | There's also been a new tax year. |
| 1:21.2 | Happy New Year, everyone. |
| 1:22.7 | And that means all UK adults have a new £20,000 tax-free ICER allowance to use. |
| 1:28.7 | So where'd you put it? |
... |
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