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How To! with Mike Pesca

ENCORE How To Rob a Bank

How To! with Mike Pesca

Peach Fish Projects

How To, Education

4.32K Ratings

🗓️ 27 January 2026

⏱️ 31 minutes

🧾️ Download transcript

Summary

Joe Loya robbed over 30 banks during an 18-month span before going to jail. In this episode of How To! Charles wants to rob one bank on a Saturday afternoon, and get away scot-free. Can Joe teach Charles the tricks of the trade? Or will he shatter his dreams, and a few stereotypes along the way? Also, is it a good idea to carry a microphone while attempting a robbery?

Transcript

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0:00.0

Hello, how-to listeners, it's Charles Duhigg. And as we are revamping how-to for 2026 and bringing

0:06.2

you all new and even better and improved episodes, we're looking back into our archives for some of our

0:12.4

favorite episodes. And the one we're playing today is one that I did when the show first started,

0:17.0

How to Rob a Bank. This is one of my favorite episodes I ever did. In it, I talked to Joe

0:22.2

lawyer, who's a former bank robber. He successfully robbed over 30 banks before getting caught

0:27.3

and sent to jail, and then he became a published author and a speaker. And what I love about

0:31.6

talking to Joe is he kind of tells you how to do it. Like there's a real science to robbing banks,

0:36.7

at least if you're going to do it at

0:37.9

least 30 times before you get caught. And one of the thing Joe says is that you always will get

0:43.0

caught. But in the meantime, if you do the science right, you might figure out how to get a little bit

0:48.1

of money in your pocket. Not that we are encouraging anyone to become a bank robber, but it's

0:53.4

kind of fun to learn how you might

0:54.7

do it if you wanted to. So please take a moment, learn how to rob a bank, and then don't actually go

1:01.4

rob a bank, you know, unless you think you can get away with it. Here you go. When I was robbing a bank,

1:08.4

I was King Kong. I was boss. When I walked out, the power I felt was intense and being chased and knowing that I did this thing that was wrong and I got all this cash in my hand.

1:20.6

Like that's a frickin' rush.

1:22.6

You're listening to How To. I'm Charles Duhigg.

1:28.1

On this show, we try to solve listeners' toughest progress.

1:31.9

But sometimes it's fun to ask questions we all secretly wish we knew the answers to.

1:37.3

Like, how to rob a bank?

1:42.5

That's something I've always wondered about, because I love bank heist movies.

1:48.3

Butch Cassidy and the Sundance Kid, Heat, Inside Man, even Point Break.

...

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