And now, nationally recognized financial experts, Scott Hansen and Pat McLean of Hansen-McLean advisors.

It's Money Matters.

Welcome to Hansen's Money Matters. I'm Scott Hanson.

I'm Pat McLean. Thanks for joining us.

That's right. Glad you are here with us on this weekend day.

Or if you listen to the podcast, whatever day you may be

listening, both myself and my co-hosts, we are both financial advisors, certified financial

planner, chartered financial consultant. We spend our weekdays meeting with people like yourself and

come here on the weekends to be your financial advisors on the air. And glad you are here with us.

We got a great program lined up today.

Oh, we absolutely. And I, you know, it's this time of year where people are graduating

from both high school and college. And I've had some great, great kind of soul-searching

conversations with some of my friends about being empty nesters.

And how that feels, not only emotionally, but how excited they are financially to get their kids out of college.

And a couple of them said to me, now I get to really, really, really, really concentrate on saving for retirement.

Well, it's an interesting time.

And we'll, of course, we're talking about a little bit during this program.

Because what happens is most people feel unprepared for retirement.

Most people are, right?

Even those that, there's some that say, I don't know if I ever want to retire,

but it's like, ooh, I better make sure, better make sure I've got the assets set aside.

But the time, what we've found is financial advice is that people can really get serious about

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