Ed Dolan on Employer-Sponsored Health Insurance

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🗓️ 7 January 2019

⏱️ 64 minutes

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Summary

Economist Ed Dolan of the Niskanen Center talks about employer-based health insurance with EconTalk host Russ Roberts. Dolan discusses how unusual it is relative to other countries that so many Americans get their health insurance through their employer and the implications of that phenomenon for the structure of the health insurance market. Dolan explores the drawbacks of this structure and makes the case for what he calls Universal Catastrophic Coverage.

Transcript

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0:00.0	Welcome to Econ Talk, part of the Library of Economics and Liberty.
0:08.0	I'm your host, Russ Roberts, of Stanford University's Hoover Institution.
0:12.6	Our website is econtalk.org where you can subscribe, comment on this podcast, and find
0:17.6	links and other information related to today's conversation.
0:20.5	We'll also find our archives where you can listen to every episode we've ever done going
0:24.8	back to 2006.
0:27.0	Our email address is mailadycontalk.org.
0:29.0	We'd love to hear from you.
0:33.6	Today is December 10, 2018, and my guest is author and economist Ed Dolan, senior fellow
0:39.3	at the Nascannon Center.
0:40.8	Ed, welcome to Econ Talk.
0:42.5	Thanks for having me on.
0:45.1	Our topic for today is employer-sponsored health insurance.
0:49.5	And we're basing the conversation on a recent essay you've written that we'll link to called
0:53.6	What's Wrong with Employer-Sponsored Health Insurance.
0:56.6	And let's begin with some basic facts.
0:58.2	How important a phenomenon is people getting their health insurance through their employer,
1:04.9	how unusual is it compared to say other countries?
1:09.1	It's very important in the United States, very close to half of all people who have health
1:16.2	insurance in the United States get it through their employer.
1:21.1	And this is a system that as far as I know is unique in the world, certainly unique
1:26.4	among all other countries.
	...

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