Early Career Investing
DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing
Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!
4.6 • 858 Ratings
🗓️ 11 March 2020
⏱️ 15 minutes
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| 0:00.0 | Hey there, this is Daniel. Thanks for listening to DIY Money. Now, if you haven't already, be sure to give us a five-star review so your friends know that this is a show that they can learn from. Follow us on Instagram at DIY.money. Now, enjoy this episode. |
| 0:20.4 | Welcome back, ladies and gentlemen. |
| 0:22.8 | You are listening to another edition of DIY Money. |
| 0:27.9 | DIY Money. |
| 0:29.3 | What up, Daniel? |
| 0:31.2 | Not much. |
| 0:31.8 | Hey, what up to our new listeners out there? |
| 0:34.8 | Welcome to DIY Money. |
| 0:36.3 | We've been seeing those stats jump. So welcome all you |
| 0:39.2 | listeners of the podcast where you been. |
| 0:41.9 | Allie, where have you been all my life? Thanks so much for joining the show. The gist is real |
| 0:53.4 | simple. We take questions. |
| 0:55.1 | We got a doozy today. |
| 0:56.9 | Steven, what do you got? |
| 0:59.0 | D-I-Y! |
| 1:00.8 | Hey guys, this is Stephen, and I'm going to be graduating from college this year. |
| 1:05.0 | I'll be starting with a base salary at my new job of $72,000. |
| 1:09.2 | I'm going to have a very low cost of living and I'm wondering if it |
| 1:12.9 | makes more sense to start at a traditional 401k to lower my taxes right away. I'm also wondering |
| 1:19.8 | for most people what is a good number where you should switch from Roth contributions to traditional |
| 1:25.2 | contributions. The hard number that I've read online is |
| 1:27.9 | $124,000 where you're forced to change, but what is a number that makes sense for someone my age |
... |
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